Auto Insurance Company Claims Processes

How well do you know your insurance company’s claims process?

If you’ve been in a car accident, one of the first things you’ll probably want to do is contact your insurance company to get the car accident claims process started.

A car accident claim is the process you must follow in order to be compensated for your financial damages resulting from the accident. For many motorists, dealing with an insurance company’s claims department can be just as stressful and worrisome as the accident itself, and as a result of this too many people end up acceping a car accident settlement that doesn’t cover all their damages, just to put the situation behind them.

Insurance companies know this and are all to quick to capitalize on it.That shouldn’t be the case. Often times with the right knowledge and resources people are very successful in getting fairly compensated for their car accident injuries.

You can use the Auto Insurance Company Claims Process section of our website to learn all about your insurer’s specific claims process and find out what you can expect while working on recovering damages that resulted from a car accident.Therre are helpful phone numbers, negotiation tips, and other helpful resources you can use if you’ve been injured in an auto accident.

Just choose your insurer from the list on the right and read the details of that company’s claims process.

Below are some helpful tips for handling your car accident claim, regardless of the insurance company:

• Have the police accident report, your drivers license number, auto insurance policy number, and VIN numbers in front of you before you call.
• Gather any medical bills you’ve already incurred, and anything that details ongoing treatment plans, medication needed, or activities to avoid.
• Have any evidence of fault and pictures of vehicle damage at the ready.
• If you are claiming wage loss or lost income of any sort, have pay stubs or a letter from your employer detailing the days, hours, and opportunities missed.
• Determine what other losses you may have suffered as a result of the accident, such as damage to personal property that was in the car or increased anxeity around driving.
• Be prepared to discuss your health, and it might be helpful to have your health insurance information available.
• You will also need to provide the other driver’s name, address, phone number, auto insurance policy number, and VIN number (or as much of it as you have).
• If you have witnesses, gather their names and contact information.
• Keep a record of all conversations with insurance adjusters.

Final Thoughts

Filing a car accident claim with your insurance company can be daunting, but it can be done. By knowing how to navigate the insurance company’s claims department, what to say and what not to say, etc, you cna greatly reduce your stress and increase your odds of winning your car accident settlement.

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