First, call the police. Dial 9-1-1 right when the accident happens. Don’t wait to decide or discuss it with the other driver. Call the police. You need the police to come to the scene of the accident. They will examine the accident scene. They will fill out paperwork. Most importantly, they’ll make a preliminary judgment regarding who was at fault.
Request a copy of that paperwork. You’ll send it to Wawanesa Insurance. It will help you during the claims process. Without the police report, it’s hard to prove what happened. You’ll have a much harder time collecting damages.
Second, get a check-up. Emergency first responders will come to the accident scene with the police. They will give you a brief physical exam to detect injuries. If you have apparent injuries, you will be transported to the hospital. But even if you don’t feel pain, get checked out. Some injuries don’t cause pain right away.
Third, go to your primary care doctor for a same-day or next-day appointment. Having a full physical immediately after the accident is important. It creates a trail of evidence. It will prove that all your injuries relate to the crash.
Can’t get an appointment with your primary care doctor? Consider going to urgent care. Explain that you were in an accident and need a full physical exam.
Get to the doctor as quickly as possible. Don’t wait until you’re in pain to go. If you do, the other driver will claim that your injuries do not relate to the crash. That’s why you’re creating a trail of evidence. That trail will undeniably show that your injuries relate to the accident.
If you don’t create a trail of evidence, it will be harder to collect damages. You might not be able to collect everything you deserve. We don’t want that to happen. So, get to the doctor as soon as you can!
Starting Your Claim
The auto claims service at Wawanesa Insurance won’t take you long. Wawanesa is fully staffed and ready to handle your claim. They’re open 24 hours per day. You can get your claim handled quickly.
It is up to you to decide how you want to file your claim. You can call Wawanesa Insurance at 888-WAWA-CLAIM. They’re open 24/7. So if you can’t sleep at 3 a.m., you can file your claim then. (But we hope you’re asleep!)
Another option is to file your claim at www.wawanesa.com. Their website is user-friendly, so it won’t take you very long. This option is great for filing your claim on-the-go. It can make the Wawanesa claims process easier for busy people.
On the phone, the Wawanesa representative will ask you questions. They’ll fill out all the information for you. On their website, you’ll type out the information yourself.
When you’re ready to file your claim, you’ll need the following information.
- Wawanesa Insurance policy number
- When the accident happened
- How the accident happened
- Insurance and contact details for others involved in the accident
As you go, Wawanesa will ask questions specific to your type of accident. This will help speed up the entire claims process. After you’ve filed your claim, you’ll get a claims number. You can call Wawanesa or go to www.wawanesa.com to check on your claims status.
Repairing Your Car
Was your car damaged in the accident? If so, repairing your car is the final step of the claims process. You’ll need to find an auto body repair shop that works with Wawanesa Insurance. You’ll pay your deductible. Then, Wawanesa will cover the rest of the cost.
You might need a rental car if the damage was severe. Parts are another factor to consider. Sometimes a repair doesn’t take that long. But the parts need to be ordered. And sometimes that can take days. Wawanesa Insurance will pay for your rental car if you have that coverage. Otherwise, you’ll need to pay for it yourself.
Was the damage to your vehicle extensive? If so, the cost of repairs could exceed the value of your car. Don’t panic! If this is your situation, you’re getting a new car. You’ll get a check for the Fair Market Value of your vehicle. The Fair Market Value is how much your vehicle was worth right before the accident. You can use that money to get a different vehicle.
Find a Lawyer to Help With the Wawanesa Claims Process
In most cases, the Wawanesa claims process works well. There are no hidden tricks or gimmicks. But should you encounter any hiccups, Lawsuit Info Center is here to help. Click “Find an Attorney” on our menu to get started. Most attorneys offer free consultations. They’ll discuss the accident with you. They’ll tell you if they can help. If not, they’ll give you a referral for someone who can. You don’t have to get through a car accident by yourself. Lawsuit Info Center has your back.