Car Accident Settlement Calculator

//Car Accident Settlement Calculator
Car Accident Settlement Calculator2018-04-02T12:08:10+00:00

Step 1


Step 2


Step 3

Injury Settlement Calculator

The year when accident happened.
Select if you were injured or not.
Select YES if you were the reason accident happened otherwise NO.
Select YES if you already hired an attorney otherwise NO.

Injury Settlement Calculator

Medical bills and expenses.
Primary used for auto injuries. Type 0 for personal injury.
Lost income, wages or benefits like PTO.
Future and ongoing medical treatments.
The more serious, long-lasting, and painful the injuries, the higher the multiplier.

Settlement Estimate

This is not legal advice. This tool provides a very rough estimate for informational purposes only. All personal injury settlements are different based on individual facts of each case. For an accurate idea of what your claim may be worth, please contact us for a free legal consultation. Book your free consultation now by calling the number or clicking the button below your estimate.

Enter the phone number were you can be reached at.

How the Car Accident Settlement Calculator Works: 

Anyone who has been seriously injured in a car accident will want to get an approximate idea what their car accident settlement might be worth. It is important to negotiate a fair settlement for your car accident injuries as soon as you understand what the true medical and other costs are of your accident. When determining what this amount is, it means figuring out what sum of money you would accept in exchange for not going to court.

It is common for auto insurance companies and attorneys to use a variety of car accident settlement formulas to obtain a figure so that settlement negotiations can begin. As the person who is injured, it is useful to have an online car accident claim calculator to determine what your accident injuries are worth in dollar terms. This type of calculator also can be used for other personal injury cases as well.

Please use our car accident settlement calculator below to add up a possible settlement amount for the car accident injuries you suffered. After you have filled out the form and gotten a result, it is recommended to review your case with an experience car accident personal injury attorney. The attorney can review the specifics of your case, and based upon that, you can get a more precise idea of a settlement figure.

Note: This auto accident settlement calculator is not a substitute for legal advice. Only a personal injury attorney licensed in your state can provide you with a proper legal analysis of your accident case.

Under the calculator there is additional information about the various personal injury values needed to be entered to get a settlement figure.


What Are Your Car Accident Injuries?

The above car accident compensation calculator requests that you enter the information detailed below.

Medical expenses

You could be entitled to money for your medical bills that were incurred due to the car accident, if the accident was caused by the negligence of another party. If you need to have medical tests or treatments performed, of if you need any medical care from your accident injuries, the person who caused the accident must pay for them. Some of these car accident medical costs may include:

  • Hospital stays
  • Rehabilitation
  • Nursing home stays
  • Physical therapy costs
  • Co-pays

Medical costs are the most common form of damages that may be reimbursed in a car accident case. Medical expenses can quickly add up in car accident cases. This is the case in a car accident where you have suffered a permanent disability. If you require care for the rest of your life or the use of various life adaption devices to live, this can be a very high dollar amount.  As you are adding up your various medical costs form the car accident, it is important to include all of the expenses you paid out of pocket as you got medical treatment for your various car accident injuries.

Keep in mind that you may have to turn over some of the funds you get in a settlement to reimburse your health insurance provider. This is the case if your health insurance provider has been handling your medical costs prior to settlement. You will need to have your attorney set up a medical lien in your case so that the insurance company is reimbursed for what it paid out prior to settlement.

Property damages

The amount of property damages in a car accident includes monetary damages to property that was involved in the accident, especially your vehicle. Property damages may include repairs to your car, or what it costs to replace it; what it cost to tow the car; rental car costs; any damage to personal property in the vehicle due to the accident; and damage to any other property in the car accident.

Lost wages or earnings

Being compensated for your lost income due to a car accident personal injury is another major part of damages that you may be entitled to. This number includes pay for work that you missed because of car accident injuries. It also includes lost pay for time you spent receiving therapy or medical treatments, including physical therapy, rehabilitation and chiropractor visits. If you had to take sick or vacation days for these visits, you should be paid for those as well in the settlement.

If you have been disabled and are unable to work due to car accident injuries, your lost earnings figure should also include what you would have earned if you had not been injured. This is also the case if you are disabled in a way that even partially prevents you from working.

Multiplier for pain and suffering

Insurance companies know that juries on car accident cases tend to give big awards for pain and suffering stemming from a car accident. This is especially true for major accident injuries. Thus, auto insurance companies frequently settle out of court. They realize that they may end up paying less if they settle than if they go to court.

When a personal injury case settles out of court, the auto insurance company will use a ‘multiplier’ to decide what a ‘reasonable’ number is for the pain and suffering you have endured. The multiplier that the insurance company uses is multiplied by whatever your medical costs, lost wages and other damages are. The multiplier is usually from 1-5, depending upon how severe your injuries were. Once that multiplier is used, a tentative settlement figure is determined.

Should the multiplier in your case be a 1 or 5? This is a very important and complex matter that is best determined with the help of your attorney. But for the purposes of this car accident settlement calculator, you will need to decide what number to use. As you think about this, consider the following factors very carefully?

  • How severe are the injuries from the car accident?
  • What is the number of medical treatments you have had and will have in the future?
  • What is the length of time you have had to undergo medical treatments, and what will be needed in the future?
  • Will you suffer long or even permanent injuries, or will you fully recover soon?
  • Does the accident affect your life each day, both at work and in your personal affairs?

It is common for plaintiffs to automatically use a 4 or 5 multiplier, but you should really think if it is warranted in your case. Do not assume that you are entitled to a higher end settlement amount. You could end up being disappointed. It is better to view the accident and injuries as objectively as possible.

Below are some typical car accident injury situations where a higher multiplier might be used:

  • The other driver is clearly at fault for the entire accident. For example, say a tractor trailer rear ended you at high speed at a stop light. This is a clear cut act of negligence by the truck driver.
  • All of your accident injuries have been observed and written down by a doctor.
  • The car accident injuries suffered are serious, obvious, painful and possibly traumatic. For example, if you suffered a compound leg fracture in a rear end car crash while sitting at a stop light, this is an example of obvious and painful injuries.
  • Your medical diagnosis has come from a hospital and/or doctor.
  • The recovery from accident injuries takes weeks, months or years, or may be permanent injury.
  • You are suffering injuries that have permanent consequences, such as paralysis, severe pain, scarring, difficulty walking or running, etc.
  • Your physician has stated that you will suffer future medical problems for a long time due to the accident.

Did your car accident injuries involve some or most of the above? You would probably be justified to use a 4 or 5 multiplier to determine your pain and suffering sum with this calculator.

Note that even if you think that you are entitled to a high sum for your pain and suffering, you may not receive it in the end. Insurance companies have extensive records based upon past injury cases of the pain and suffering your type of injuries cause. The adjuster may question how much pain and suffering you are really enduring.

When it comes to pain and suffering, value your experience fairly. If you think you have had a lot of pain and suffering, then use a higher multiplier. But if you exaggerate your pain and suffering, it will only draw out the settlement process.

Last, remember that some states have enacted caps on pain and suffering. You should check with a personal injury attorney to determine if such a cap is in place in your state.

Other Car Accident Injury Damages

There are other types of car accident injuries that may be part of your settlement that exceed the scope of our calculator. For example, you may have suffered loss of companionship or consortium. This refers to compensation for not being able to have sexual relations or a relationship at all with another person. This can happen in a serious car accident that led to severe injury or loss of life.

Also, punitive damage can be imposed in severe car accidents where another driver engaged in extremely dangerous and reckless behavior.

Discuss Your Case With a Car Accident Attorney

The accident settlement calculator above is just to give you a rough idea of the settlement you could receive. For more specific information, talk to an experienced personal injury attorney today.