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Whiplash Settlement Guide

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Whiplash Settlement After a Car Accident

If you were involved in a car accident and sustained a whiplash injury, you may be entitled to a whiplash settlement. A whiplash settlement can include financial compensation for your physical injuries, damage to your vehicle, lost wages, and more. While the average whiplash settlement for a whiplash injury that has no complications can range from $2,500 to $10,000, whiplash settlements vary greatly depending on the severity of your injuries.

Consulting with a qualified and dedicated motor vehicle accident attorney to determine if you are entitled to a whiplash injury settlement is always a good idea, most personal injury attorneys offer free consultations and will let you know whether or not you have a claim, and how much your auto accident settlement may be worth.

Take Immediate Steps to Ensure A Fair Whiplash Settlement

More than 3 million Americans suffer a whiplash injury each year. A whiplash injury can result in chronic pain. In fact, almost 10% of all Americans suffer from chronic pain due to a whiplash injury caused by a low-speed rear-impact collision.

After you sustain a whiplash injury from an auto accident, there are important steps that you need to take to protect yourself and ensure that you get the maximum compensation for your whiplash injury. If you do not take the proper steps, you may experience long-term medical problems. Moreover, you may reduce your chances of receiving a fair whiplash settlement for your injuries.

Get Medical Treatment Right Away

If you think you may have any injury after a car accident, including whiplash, you should get to your doctor or ER immediately. Many soft tissue injuries, including a whiplash injury, do not become obvious until well after the accident.

Your doctor will know to be looking for signs of a neck injury after a car accident, including whiplash. If you decide to file a whiplash lawsuit later, you will need to have strong medical records to support your claim. Any insurance adjuster or jury will look skeptically at any claim of a whiplash injury, so be sure that you have the medical proof you need to get the compensation that you deserve.

Start Your Whiplash Injury Claim ASAP

If your doctor diagnoses you with a whiplash injury, start the personal injury claim immediately. If your car accident happened in a no-fault state, you should talk to your insurance carrier that day. If you are in a state that allows for personal liability claims after a car accident, contact the at-fault driver’s insurance carrier. Tell them that you plan to file a claim or lawsuit.

Remember: The sooner you tell the insurance company of your intent, the more seriously they will take you. If you wait weeks to file a whiplash injury claim, it will be viewed suspiciously. But starting the claim right away does NOT mean you should accept a low whiplash settlement.

Carefully Note Losses and Expenses

If you file a whiplash claim with an insurance company, it is important to document all expenses that you have incurred. For example, medical expenses and lost time from work. The insurance adjuster will require proof to support your claim. This requires sufficient documentation. Make their lives easier with good records and you will increase your chances of receiving a fair whiplash settlement.

Filing a Whiplash Injury Lawsuit

Many whiplash claims end up settling rather than in court. Again, typical whiplash settlements can vary greatly. But there is no assurance that your claim will settle. The insurance company may deny your whiplash claim or could offer you a very low settlement. In these cases, your best course of action could be to file a whiplash lawsuit.

If you reside in a no-fault state, a whiplash lawsuit could be problematic; there are threshold injury and damage requirements. In at-fault states, you may be able to recover more by filing a whiplash lawsuit. This could include compensation for medical bills, chiropractor adjustments, pain and suffering, and lost wages.

Keep in mind that many whiplash claims are viewed skeptically so you will need to have good documentation to receive fair compensation.

Factors That Can Affect Your Whiplash Settlement

Many factors can impact whether you receive an average whiplash settlement or an above-average whiplash settlement. If you are unable to reach a whiplash settlement and go to trial, some of the stereotypes associated with whiplash injuries could work against you. Fortunately, a majority of whiplash cases are settled out of court. Despite this, it can provide peace of mind to know that you are prepared should your case head to trial.

Property Damage

Because it is extremely difficult to show evidence of a whiplash injury due to muscle tears and strains not showing on traditional X-rays or MRIs, many jurors turn to the damage to your vehicle to help them determine the severity of your accident. 

Pain & Suffering Associated with Whiplash

If you experience chronic or permanent symptoms of a whiplash injury due to your accident, this can greatly influence your chances of receiving an above-average whiplash settlement. Permanent damage or pain has a huge effect on your chances of receiving monetary compensation for pain and suffering.

The Types of Vehicles Involved 

The type of vehicle involved in your whiplash car accident will have a serious effect on your whiplash claim. If you were riding a motorcycle at the time of your crash, for example, you may be entitled to more compensation than you would if you were driving a car. This is because many states do not require you to prove that your injury is permanent to receive compensation for pain and suffering if you were riding a motorcycle at the time of your accident.

Car accidents involving big rig vehicles are also extremely serious, especially if you experience neck pain after your car accident. Many larger trucking companies keep very good insurance on their drivers and vehicles for just this reason. Whiplash car accidents involving big rigs generally have a much higher whiplash settlement payout due to the risk and danger involved with such a large vehicle crash.

Who Was Negligent?

If you were responsible or partially to blame for the accident that caused your whiplash injury, your chances of receiving any sort of whiplash settlement payout plummet. Note that this varies depending on how fault is proved in your state. It may be necessary to seek compensation from your insurance company. To receive a whiplash settlement for pain and suffering, you must be able to prove negligence on the part of another driver. 

Additionally, if a drunk driver was responsible for the accident, your whiplash settlement may be impacted. An experienced attorney will often be able to argue for punitive damage in a whiplash settlement involving a drunk driver, which increases your likelihood of receiving an above-average whiplash settlement.

The At Fault Driver’s Insurance Coverage 

Many of the most well-known insurance companies will pay an average whiplash settlement. The most important factors when trying to determine how much your settlement claim may be worth are the types of injuries and accidents the other driver’s insurance plan covers. This is harder to find out on your own without an experienced attorney, but will tell you much more than merely finding out the name of their insurance company. 

If you were involved in an accident with a big rig or other commercial vehicles, your chances of receiving an above-average whiplash settlement increase. These vehicles and drivers are often insured at a much higher coverage level than most regular drivers due to the sheer amount of time they spend behind the wheel and the danger of bigger vehicles. If your car accident involved a commercial vehicle, talking to an attorney is highly recommended.

How Much is the Average Whiplash Settlement?

Average whiplash settlements will vary depending on your jurisdiction, the severity of your injury, and the culpability of the other driver. In most mild to moderate cases, the average settlement for whiplash in a car accident will be between $2,500 and $10,000. More serious cases that require physical therapy for several months can result in a settlement of $30,000 or more. 

Neck injuries that go beyond normal soft tissue damage to affect the nerves or vertebra can end up with a whiplash settlement beyond $100,000. This is one of the reasons that it is crucial to see a medical professional following your whiplash car accident and schedule follow-up visits if your pain persists. What you may initially think of as whiplash may end up being a much more serious injury with complications and a larger potential whiplash settlement.

In some cases, severe neck injuries or neck injuries in conjunction with concussions or other brain injuries have settled for 6 and 7 figure sums. If you have received multiple serious injuries in a whiplash accident, reach out to a qualified attorney as soon as possible to get started with your whiplash settlement claim.

The exact amount of your settlement will vary based on your injuries, the circumstances surrounding the accident, and the type of insurance carried by the party responsible for your accident. Your settlement payout for your whiplash injury can be used to pay for medical bills, regular household expenses that you can’t afford due to missing work, and legal fees.

What is a Fair Whiplash Settlement For My Injury?

What is the average whiplash settlement payout? The answer to this question depends on a multitude of factors. One of the most important factors is how fast you and the drivers of other vehicles involved in the accident were traveling at the time. Speed plays a huge factor in auto accidents, especially in whiplash car accidents. In general, the harder you’re hit, the more severe your injuries will be. On the other hand, even the slightest impact to the front, rear, or side of your vehicle can cause your body to sustain a whiplash injury. Other common factors that go into determining your whiplash injury settlement will include: 

  • Whether you have suffered an injury like this in the past
  • The severity of your whiplash injury
  • The damage to your vehicle
  • The length of your recovery

How To Calculate An Average Whiplash Injury Settlement Payout

Every whiplash injury settlement case is different and will settle for a different value. Generally, the more severe your whiplash injuries are, the higher the whiplash compensation payouts are. Assuming the other driver was at fault, you might expect compensation for the following:

  • Initial medical bills
  • Ongoing medical treatment (Chiropractic care is generally needed when recovering from a whiplash injury)
  • Loss of income
  • Pain & suffering
  • Property damage

For example, suppose that you were rear-ended by another driver while stopped at a red light. The other driver was traveling at a speed of 10 miles per hour and didn’t hit the brakes before impact. You suffered a whiplash injury to your back and neck and experienced the immediate onset of pain. You began treating your injury with a chiropractor for three months after the accident. You incurred medical bills of $5,000. In a case such as the above, the injured party will most likely receive between $8,000 to $15,000 for the medical portion of the whiplash settlement. 

Now let’s say you couldn’t work for a month, and you make $10,000 per month, and your car repair bills were $2,000. You’re now looking at total damages in the range of $21,000 – $28,000.

The severity of your injury and its impact on your day-to-day life determines the multiplier used for your case. The amount of your medical bills indicates a number between 1 and 5 to account for pain & suffering. Also taken into account are any negative effects your whiplash injury has had on your lifestyle. This includes not being able to do the things you enjoy, help your family around the house, play with your kids, or otherwise live your life how you did before the accident.

The whiplash settlement amount that you get depends on all the factors involved in your case. The multiplier goes a long way in getting you the biggest settlement for your whiplash lawsuit. This is one of the most important reasons to speak with an experienced attorney following your car accident whiplash injury. $25,000 multiplied by 2 is a big number, but $25,000 multiplied by 5 is a much bigger number.

How Much is Pain and Suffering Worth in a Whiplash Settlement?

Now you need to determine the value of your pain and suffering. In some cases, the auto insurance company will use a multiplier from 1 to 5 to determine the settlement cost of your injuries. That number is multiplied by your economic damages. 

However, the multiplier system is not always used. If your whiplash injury case goes to trial, the jury will not use a multiplier. Many factors can increase or lower your damages awarded at trial.  So, it does not really make sense to assume a multiplier will be used. Factors that will matter at trial include: 

  • How believable you are as a witness
  • The strength of any other witness testimony
  • Whether the jury understands your injuries
  • The nature and length of your medical treatment
  • The argument and witnesses for the defense

The medical professional that you choose for your whiplash injury treatments matter. If most of your bills are for chiropractic treatment instead of from a regular doctor, the jury and insurance company are more likely to think less of your injuries and lower your whiplash injury settlement payout. Therefore, seeing your primary care physician is best if you are looking to maximize your whiplash settlement.

Actual Car Accident Whiplash Settlement Amounts

Whiplash is a soft tissue neck injury. Whiplash happens from the head whipping back and forth during a car crash, leading to ligament and tendon damage. This may be considered a ‘minor’ injury by some insurance companies, but whiplash can be very painful. 

How much is a typical whiplash settlement offer? Some attorneys say a mild or moderate settlement ranges from $2500 to $10,000. If there is long-term pain and/or nerve injuries, the settlement might be around $30,000. 

Other attorneys note that whiplash injuries must be permanent to get pain and suffering compensation. 

Also, whiplash cases often depend on the property damage involved. Whiplash injuries are invisible on X-rays, so the insurance company wants to see severe vehicle damage to ensure that you have a neck injury. 

Further, the sooner you complain about neck pain after an accident, the stronger your legal case. Your doctors can say the neck injury is due to the car accident. 

$1.75 Million whiplash settlement –  A man who sustained severe whiplash, a concussion, and multiple injuries after being T-Boned by a commercial vehicle on a neighborhood roadway won a rather large whiplash settlement. Because this accident involved a commercial vehicle, the law firm able to negotiate for a higher settlement amount than they otherwise would. Because they’re so much bigger than other cars on the road and with that have the ability to do tremendous damage, commercial vehicles are generally required to carry much better insurance than we do on our personal vehicles and drivers often go through training; which means that when they are involved in a crash, the cases are handled with much more scrutiny. Because the injuries were so severe and the accident involved a semi truck, it was one of the few multi million dollar whiplash settlements.

$10,000 whiplash settlement – A whiplash settlement of $10,000 when a woman in Illinois was crossing through an intersection. Accidents involving pedestrians are often taken much more seriously by insurance companies, especially if you experience neck pain after the car accident. An experienced law firm was able to fight for this client against the insurance company to make sure she received the whiplash settlement amount she was entitled to for her medical care, lost time off work, and pain and suffering.

$1 Million whiplash settlement –  obtained a $1,000,000 recovery after a man was hit by a drunk driver that fled the scene of the accident immediately after the impact, causing whiplash and a traumatic brain injury. Unfortunately, accidents involving drunk drivers are fairly common, and in most cases involving a drunk driver the settlement amount will be higher than if the at fault driver hadn’t been drinking.

$200,000 whiplash settlement A driver in an SUV ran a stop sign, hitting another driver in a pickup truck from behind. The accident victim’s vehicle flipped over several times. Liability was clear, and there was no comparative negligence on the injured driver. The injured man suffered a head injury when the truck rolled. He also suffered neck injuries and to his left shoulder and leg. He went to a spine and rehab center in South Florida for evaluation a few days after the accident. He suffered from radiating pain in his mid-back and neck. His pain level was 9 out of 10. Bending and twisting his body and turning the head made his pain worse. The exam showed he had less range of motion in the spine and muscle spasms in the spine. He also had a cervical neck strain and sprain, a thoracic strain and injury, and neck contracture.  There was only $10,000 of coverage for bodily injury on the careless driver’s insurance and $100,000 on the injured driver’s uninsured driver coverage. The case settled for $200,000. 

Whiplash Car Accident Settlements

Whiplash Injury Causes

According to medical experts, whiplash injuries usually result from a collision that includes sudden acceleration or deceleration. Rear-end car accidents are a common cause of whiplash injuries. It happens when a vehicle strikes your car, causing the body to jerk forward quickly. The head usually trails by a second, causing injuries to the muscles and soft tissue in the neck as it makes exaggerated movements due to the force of the crash. Fortunately, it is fairly easy to prove fault in these cases.

In other types of car accidents, whiplash occurs from the sheer force of the collision and the effects that force has on the head, neck, and other body parts. The sudden forward and backward or side to side movement that often occurs during a car accident can cause a whiplash injury.

Note that whiplash symptoms can develop days or even weeks after the accident. If at any point after your accident, you experience neck or back pain or stiffness, difficulty moving your head, or frequent headaches at the base of your head, seek medical attention immediately.

The Physical Impacts of Whiplash

Whiplash occurs when a person’s neck is jerked suddenly back and forth. The movement pulls the cervical spine beyond its usual range of motion, damaging the muscles and ligaments in the neck. Particularly common among victims of rear-end car accidents, whiplash can occur any time a person’s neck moves back and forward unexpectedly.

Whiplash can be deceptive, with symptoms often not presenting for hours or even days after an accident. Common symptoms include headache, blurred vision, dizziness, and neck pain. While many whiplash injuries can be relatively minor, whiplash can have long-term effects on a person. Chronic pain and discomfort are possible in people suffering from whiplash. Most, however, recover in about three weeks.

Reducing the Risks of a Whiplash Injury in a Car Accident

It’s easy to forget how much power is harnessed by the modern automobile. As we run errands or sit in traffic, we rarely consider the sheer weight and force required to get us from one place or another. It’s not until we’re involved in an accident that we truly appreciate the physics at work. During a crash, a person’s body weight is multiplied by the speed of a vehicle, causing G-forces to bear down on some of their most sensitive body parts.

Not surprisingly, that weight can have a serious impact on the human body. While vehicle manufacturers are continually improving safety features, whiplash injuries are still incredibly common. Sudden stops can cause serious damage even when a person does not sustain cuts, bruises, or wounds in a crash. Fortunately, there are a few steps a person can take to minimize the impact of this force on the body and prevent whiplash from occurring.

Having the headrest properly adjusted can reduce the severity of such movements in a collision. A headrest should sit directly behind your head while driving. Adjust it as close to your head as is comfortable, with the height reaching to the top of the ears. Ideally, there would be no space between your head and headrest. Realistically, that would be both uncomfortable and impractical. Instead, limit the space as much as possible. Distances greater than 10 centimeters have been associated with increased symptoms of neck injuries.

Wearing your seatbelt can also help reduce the chances of a whiplash injury. Though seatbelts may not keep your head from jostling in a wreck, they can help keep your torso in place. This complements the work done by the headrest, keeping your entire body in place despite the amount of force it endures. The reduction of strain minimizes the effects of whiplash.

Of course, the best way to avoid whiplash is to prevent car accidents altogether. By driving defensively and staying alert to changing traffic conditions, you can lower the odds of ever being involved in a wreck. While not all collisions are avoidable, many of the most common kinds of accidents are indeed preventable.

Evolving Technology and Whiplash Injury Prevention

Modern cars are designed to absorb as much energy as possible in crash situations. Rather than pass the energy onto the passengers, vehicles offset collisions by using crumple zones to bear the impact of the crash. Airbags, seat belts, and side-impact protection can go a long way to prevent the force of the wreck from harming passengers inside.

Headrest effectiveness has become a particular point of focus for safety regulators in recent years. Newly introduced federal standards on the height of head restraints and the allowable distance between the head and the headrest have seen dramatic changes in the way car interiors are manufactured. The National Highway Traffic Safety Administration (NHTSA) utilizes a 5-star safety ratings system that allows consumers to make educated decisions about safety when purchasing a vehicle. You can search for vehicles by year, make, and model on the NHTSA website.

The Importance of Aftercare 

Even when you take precautions to prevent a whiplash injury, accidents happen. Controlling for damage sometimes isn’t enough. If you have been involved in a car accident and experience the telltale signs of whiplash, it’s important to seek medical attention as soon as possible. A doctor will conduct a thorough examination and may require imaging like X-rays, CT scans, or an MRI to better understand your injuries. In many cases, a doctor will prescribe physical therapy to help the patient heal.

Before visiting the doctor, be sure to make a list of your symptoms. Be ready to explain exactly what led to your injuries and what treatments, if any, you used to combat pain. Have a list of questions about your potential whiplash injury ready, and be sure to address concerns about chronic pain. Do not leave your doctor’s office without receiving copies of documentation evidencing your diagnosis. If you choose to file a claim, documentation will be required by your insurance company to receive a whiplash settlement. 

The 5 Levels of a Car Accident Whiplash Injury

When it comes to whiplash caused by a motor vehicle accident, patients are classified on a 5 level scale that represents the pain and severity of their injury. These 5 levels can be used by doctors to determine what type of treatment you should receive for your whiplash injury. The levels are:

  • Grade 0 – No symptoms or physical signs of neck injury.
  • Grade 1 – Symptoms of pain or tenderness with stiffness, but no physical signs of injury.
  • Grade 2 – Symptoms of pain, stiffness, and physical signs of injury including difficulty moving the head.
  • Grade 3 – Symptoms of severe pain, headaches, tenderness and other symptoms. Physical signs are more pronounced and include a decreased range of motion, difficulty moving the head, and tenderness in key points of the neck and shoulders.
  • Grade 4 – Symptoms of extreme pain, headaches, and other symptoms. Neck fracture and dislocation are assigned to this grade.

The 5 level scale helps both you and your medical professional classify the severity of a whiplash injury. If you are experiencing neck pain after a car accident, you may be suffering from a case of whiplash. If you are diagnosed with a whiplash injury, receive treatment, and otherwise have to alter your normal day-to-day life because of your car accident, you may be entitled to a whiplash settlement to help cover your losses.

What are Common Whiplash Injury Symptoms?

Whiplash is a type of neck strain or injury most commonly associated with car accidents but can occur due to any impact that causes your neck to jerk suddenly in an unnatural direction. Our neck muscles are strong, but cannot withstand abrupt force without suffering from strains and possibly even tears. Because our heads and necks are unrestrained while we drive, this puts us at a greater risk of whiplash when involved in car accidents such as being rear-ended.

The symptoms and pain associated with a whiplash injury will depend on the severity of your injury. Some of the most common symptoms of whiplash include:

  • Pain or stiffness in the neck
  • Difficulty turning the head or nodding
  • Muscle spasms 
  • Blurred or obstructed vision
  • Headaches at the base of the skull
  • Periods of dizziness
  • Sustained fatigue 

While the above are obvious warning signs of whiplash, some less common symptoms are equally as serious. These include:

  • Trouble sleeping or insomnia
  • Sudden mood changes and irritability
  • Nausea
  • Tenderness of the neck
  • Pain in the lower back
  • Ringing in the ears

If you are experiencing any sustained symptoms of whiplash after a car accident, seek medical attention immediately. Starting the diagnosis and physical therapy process to treat whiplash as soon as possible is crucial to your long-term health. Additionally, having a medical track record of treatment that you and your lawyer can reference may help you win a whiplash settlement claim that helps offset the financial costs involved with an accident.

 

How Long Does it Take for Whiplash Symptoms to Appear?

Every car accident is different and so is every driver and passenger. Whiplash symptoms can appear immediately and be extremely painful from the moment of the accident. However, many cases of whiplash do not follow this pattern. In some cases, you may not begin to experience symptoms from your whiplash injury until several hours after your accident. 

Occasionally, it can even take days after the accident for the true extent of your symptoms and pain to show themselves. As soon as you begin to experience symptoms of whiplash, seek medical attention. Your doctor will be able to give you a diagnosis and treatment plan. Moreover, medical treatment will serve to establish the extent of your injuries to help you receive an adequate whiplash settlement.

How is Whiplash Diagnosed?

Whiplash injuries can be extremely hard to pinpoint using modern medical technology. Since whiplash injuries primarily consist of damage to the soft tissue of the neck, X-rays can not be used to determine if a person does or does not have whiplash. Your doctor may order MRI or CT scans to help rule out other possible causes of your symptoms. 

However, the primary method of diagnosing whiplash remains your symptoms – so be sure to answer any and all of your doctor’s questions about your pain and your accident truthfully. Exaggerating your pain or minimizing how bad it is to appear tough will only cause more confusion and make treating your whiplash injury more difficult. Moreover, failing to receive an accurate diagnosis will hurt your chances of receiving an adequate whiplash settlement.

Your doctor will refer to the 5 level classification system for whiplash car accidents to help further guide your treatment. Less severe cases of whiplash can be treated with at-home remedies such as ice packs, heating pads, and over-the-counter medication. However, extreme cases of whiplash can lead to chronic health issues that may require extensive physical therapy, medication, and even surgery to correct.

Long-Term Effects of Whiplash After a Car Accident

There are several long-term effects of whiplash after a car accident. If you have suffered a car accident whiplash injury, be sure to talk to a personal injury attorney as soon as possible to see if you can receive compensation for lost wages, pain, and suffering, and medical costs.

Long Term Effects                   

Beyond the short term effects of neck pain, stiffness and soreness, there could be longer-lasting symptoms of the whiplash injury that may include:

  • Dizziness
  • Pain and stiffness in the neck area, such as shoulders
  • Severe pain in the upper and lower back locations
  • Jaw throbbing
  • Trouble sleeping
  • Migraines
  • Ringing in the ears
  • Balance issues

These symptoms can last for days, weeks, months, or potentially years. Full symptoms could only appear a few days after the crash, with the injury most often felt within 12 hours after the accident. This is why it is always important to have yourself checked by a doctor after the accident; a very serious whiplash injury may not feel like a significant injury until days after the accident.

Also, some areas of the body could have weakness or numbness, such as the legs or arms. Some victims may experience serious ear ringing. Others can have difficulty concentrating and problems with memory. If long-term whiplash symptoms affect the eyes, you may experience blurred vision.

Whiplash symptoms that are felt for over six months are referred to as chronic whiplash. It can be treated with prescription painkillers, muscle relaxants, physiotherapy, and rest. Other options for whiplash treatment can include acupuncture, chiropractic care, massage, and electronic nerve stimulation to reduce pain in the neck.

How Long-Term Whiplash Affects Your Claim

There are several ways that long-term whiplash injuries could increase or decrease the average whiplash settlement claim. In some cases, the injured person cannot stay in the courtroom because of the physical pain of the injury. This can indicate to the judge and the jury that the physical damage of the whiplash was significant and requires you to receive more treatments and pain medication. An attorney working with a physician may be able to explain how the severe whiplash occurred and how serious injuries put additional strain on other parts of the body.

Proving Long-Term Effects Of Whiplash for Your Claim

Usually, strong evidence is required to prove that long-term whiplash injuries exist. If you are suffering long-term effects that show obvious symptoms, it is not as hard to prove that you suffered long-term effects. This will increase the strength of the whiplash injury settlement and show why a higher whiplash settlement is necessary. You will need to show the court your medical records from various medical professionals that prove that your whiplash injuries are having long-term effects on your life. The more documentation you can show, the more likely you are to convince the judge and jury.

Should I Seek Compensation For My Whiplash Injury?

If your neck pain after a car accident has been diagnosed by a medical professional as a whiplash injury and has caused serious interference with your day-to-day life, you should seek compensation for your injury from the party or parties responsible. This is where it becomes extremely important to reach out to an experienced local attorney who can assess your whiplash settlement claim’s viability. Their localized experience and knowledge of typical whiplash settlements will be invaluable in fighting to get you the whiplash settlement that you are entitled to from the insurance company.

In the case where your whiplash symptoms have become chronic (permanent) you should almost always seek compensation. In cases where the symptoms of whiplash are long-lasting, it is generally much easier to prove financial impact, pain and suffering, and the need for an above-average whiplash settlement.

Find a Car Accident Whiplash Injury Lawyer Now

A free consultation with a qualified local car accident lawyer can provide you with specific insight into the value of your whiplash settlement claim, as well as advice about what steps to take next. In most cases, these appointments are free and non-binding, allowing you to meet with several lawyers to determine the best professional for the job. What’s more, many car accident lawyers work on a contingency fee basis, meaning you won’t pay anything unless the firm recovers a whiplash settlement on your behalf.

It’s tough to be your own advocate. The insurance company will look for any reason possible to deny your claim. While we’d like to believe these corporations have our best interests in mind, the reality is that they’re out to turn a profit and satisfy shareholders. Without proper legal representation, fighting for a whiplash settlement can feel like an uphill battle. It’s always a good idea to explore your legal options before pursuing compensation from a negligent driver and their insurance company.

Need help finding the right attorney for your case? Lawsuit Info Center can provide a free case evaluation and connect you with experienced lawyers in your area who have had success recovering above-average whiplash settlements from reckless drivers. Reach out today to request your free injury consultation.

Final Thoughts on Whiplash Injury Claims and Whiplash Settlements

If you have suffered a whiplash injury due to a motor vehicle accident, you should seek medical attention immediately. 

You should also get in contact with a qualified motor vehicle accident attorney. If you suffer from whiplash after a car accident, you should discuss financial compensation and your personal injury case. This payout will cover your physical injuries, damage to your vehicle, lost wages, and more. In this case, it’s good to know the average whiplash settlement payout so that you can plan to pay for the complications of your accident.

Don’t delay in filing your claim. The more time that passes after your accident, the more difficult it can be for an attorney to fight for financial compensation. Witnesses to your accident can go missing or forget what they saw. Many insurance companies also have deadlines to file a claim. You may also encounter the statute of limitations if you wait too long to assert your legal rights.

If you have been in a car accident and suffer from a whiplash injury, let us help you find a lawyer with a proven track record of helping victims in whiplash settlement and personal injury cases. An attorney will help you get the compensation that you deserve. A free case evaluation can give you peace of mind to move forward.

Frequently Asked Questions about car accident settlements

Most whiplash injuries are minor to moderate, and involve days, weeks or months of discomfort. But rehabilitation and recovery are generally possible. But in the most severe car accidents, it is possible for a whiplash injury to be fatal.

If a car is struck at high enough speed, extreme whiplash can result. This might lead to the cervical bone to fracture. This bone protects your spinal cord and is connected to the part of the brain that runs your heart beat and breathing. So, if the crash is severe enough, it is possible for whiplash to be fatal.

Whiplash is a common neck injury after a car accident but filing a claim for compensation for this injury can be problematic, as insurance companies tend to think that whiplash injuries, which cannot be viewed on x-ray, tend to be exaggerated.

The best way to ensure you will get compensated for your whiplash injury is to get to a doctor immediately after the crash if you feel even a twinge of pain or discomfort in your neck or back. Many serious neck and back injuries do not produce symptoms for several hours or days after the crash.

Your doctor, being aware of your accident, will be looking for signs of a whiplash injury, and will be noting these signs in your medical records. If you wait a week after the accident to see your doctor, the insurance company will contend the whiplash was caused by another injury.

Side impact car wrecks are commonly referred to as T-bone accidents. They often have a more severe effect on the body than a frontal or rear end collision. Side impact car accidents kill at least 8000 people per year, more than rear end and frontal collisions combined. The problem with T-bone crashes is drivers and passengers are much less protected by the sheer mass of the front and rear of the vehicle. While there are side protection air bags on cars, violent T-bone collisions can result in very serious injuries. And yes, you can suffer severe whiplash from one of these accidents.

A whiplash injury is a serious injury. The pain and limited motion of this serious neck injury can last weeks, months or years in the worst cases. It is common for car accident victims to have chronic, long term neck pain and headaches for years after a whiplash injury. The nagging, long term pain is usually caused by severe damage to discs, ligaments and neck joints.

If you have a whiplash injury after a car crash, you should get medical attention right away. Getting treatment to reduce pain and swelling immediately will probably reduce the odds of the injury bothering you for months or longer.

If your whiplash goes completely untreated, you could face serious chronic whiplash symptoms:

  • Pain and stiffness in the shoulders and neck
  • Dizziness
  • Lower and upper back pain
  • Jaw pain
  • Serious headaches
  • Numbness and weakness in legs and arms
  • Ears ringing
  • Blurred vision
  • Irritability
  • Problems with memory and concentration

If you do not get prompt medical treatment, your whiplash symptoms could linger for months or longer. See a doctor right away if you have any neck pain from a car accident.

There are some soft tissue injury accident cases where you may be able to represent yourself. If you have a minor soft tissue injury such as whiplash that consists of a sore neck for a few days and little more, this is the type of case that you may be able to handle on your own with the insurance adjuster.

That said, there are many other times where a more serious whiplash injury should involve an attorney on your side, and his expertise will probably net you more money even after he takes his contingency fee. Insurance companies notoriously dislike serious whiplash claims; they involve a lot of doctor visits, chiropractor visits and physical therapy, and the injury does not show on x-rays. So, if your whiplash is causing you weeks or months of pain, you really should hire an attorney.

Some people can effectively handle their own minor car accident claim without a lawyer. In a case where injuries are minor, it is possible to handle your own settlement in a more economical fashion than with the use of an attorney.

To understand if you can represent yourself in a whiplash settlement, you need to get a firm idea of how injured you are. One of the challenges with whiplash injuries is they are not seen on conventional x-rays and similar diagnostic screenings. So, proving that you have suffered whiplash on your own can be challenging. If you insist upon making a personal injury claim without an attorney, your best bet is to see a physician as soon as possible after the crash. The doctor will note your level of pain and injury in your back and neck. With this information, you may be able to show the insurance company making payment that you have suffered whiplash.

But remember, insurance companies are notorious for denying or reducing whiplash claims. So, in a more serious case, you still may consider hiring an attorney to represent you.

Whiplash is a serious soft tissue neck injury that happens in a car accident the head of the victim is suddenly thrown forwards and backwards. Many people who are in car accidents will suffer whiplash, and some of these accidents can be relatively minor.

Typically, a whiplash injury has a slow onset period. Many accident victims are unaware that they suffered any injury at all until possibly hours or days after the crash. Because of this fact, many accident victims do not seek treatment. They hope the pain will not last long and they will start to feel better in a few days or weeks.

This is not a good decision. A whiplash injury can linger for weeks, months or years, depending upon the speed of the crash and severity of the injury. Even with serious whiplash injuries, it is possible for the accident victim to feel no pain for 12 hours or more. So, it is important to be checked out by a doctor as soon as possible after the accident.

Whiplash is a neck injury that occurs by the sudden forward and backward motion of the head, most commonly in a car accident. Whiplash is a common injury that result even after a minor car accident.

A minor crash can cause whiplash if the vehicle comes to sudden and full stop. Rear end crashes are the most likely reason a whiplash injury can occur in a minor car accident. The amount of force pushes into the car seats and this jolts the occupants’ heads forward and backward suddenly. The head rest can help to reduce this jolting motion when the head is traveling backwards, but usually most of the damage has been done.

If you have suffered a whiplash injury in a minor accident, it is critical to be examined by a doctor as soon as possible after the incident. Getting your injury detailed by a doctor will be very important for making a claim later.

Generally, each State will have the same guidelines regarding whiplash however, each State has their own laws. Specifically the statute of limitations when filing a claim against personal injuries will vary from State to State. That is why it’s important to seek medical attention immediately, report your injuries and file a claim within 2 years of the accident. Be sure to know your States laws regarding filing a personal injury claim so you don’t let the statute of limitations run it’s course.

Although whiplash is technically considered a soft tissue injury, it is not an injury to be taken lightly. This type of injury affects your neck and the surrounding muscles of your spine. Whiplash causes severe stiffness and pain in your neck, shoulders and head. You may also experience migraines, blurred vision as well as temporary loss of mobility in your neck. Benefits of receiving physical therapy treatment can relieve the tension and allow you to recovery from the injury. This will also help strengthen your neck and shoulder muscles and prevent any future whiplash injuries.

After being involved in a collision and seeking medical attention, you discover you have whiplash. Depending on how severe your whiplash may be will help determine how you can estimate a settlement value for your whiplash. Oftentimes an attorney will total up your medical expenses as well as your wages lost and property damages. Then depending on the severity and pain level you can multiple the sum of all the other damages, you can multiply the pain and suffering factor in and get an estimate for your individual case.

Insurance companies as well as personal injury attorneys have a general recipe they rely on in order to come up with a starting number to get the negotiating started. The formula they follow in order to calculate your whiplash settlement is the same we have in our whiplash calculator. The easiest way to calculate your whiplash settlement is to add up the following items together:

  • Medical expenses
  • Wages lost during recovery time
  • Property damages
  • Estimated future medical expenses

Once all of the above has been added, a multiplier is applied to the sum of all the expenses added above. That multiplier is usually a 1-5 and represents the pain and suffering from the injuries sustained from the collision. If the injury is less severe with a speedy recovery the number representing the multiplier will be less. If the injury has caused extreme pain and affected your daily activities with a lengthy recovery the multiplier will be on the higher scale.

When determining how much compensation you might receive, you must factor in multiple variables. A car accident settlement includes not only personal injury expenses but also property damage values. You must be able to prove the negligence of the opposing driver in order to receive compensation for your personal injuries and property damage. Every collision is different so many different variables must be taken into consideration when determining a settlement. These variables include:

  • Medical expenses
  • Future medical expenses
  • Loss of income during recovery time
  • Pain and suffering
  • Property damages

When it comes to determining what a fair settlement value for whiplash is you must understand that whiplash is a soft tissue injury with generally a quick recovery time. Although, whiplash can be extremely discomforting and painful, compensation for whiplash injuries can range anywhere from $2,000- $10,000. In more severe whiplash cases that require rehabilitation and physical therapy, the settlement value can be as high as $30,000.

One example of a whiplash case settlement involved a rear end collision that is commonly how whiplash is sustained due to the sudden back and forth jolt. The driver who was rear-ended was diagnosed with whiplash and spent a month receiving physical therapy treatments costing $4,300 in medical expenses. She also missed four workdays costing her $800 in lost income and factoring in pain and suffering brought her settlement to $13,700.

Whiplash is considered a soft tissue injury that affects the neck and shoulder muscles resulting in sharp pain and swelling surrounding those areas. Delayed whiplash is quite common after being involved in a motor vehicle accident however, even if you are not experiencing the pain immediately, it is important to seek medical attention following the accident. It is important that you do not sign an settlement statement right away and be sure to wait a little to see if any injuries surface a few days later. Once you have signed any type of settlement agreement, there is no chance to file a claim. It is also important to remember that every State has a statute of limitations, which allows you to sue within a certain timeframe that is generally 2 years. However, every State has different laws so be sure to be knowledgeable in regards to your State’s laws.

Whiplash falls under the category of a soft tissue injury however; the pain can affect your everyday activities and make it extremely difficult to even get a good night of sleep. Since whiplash is a soft tissue injury, settlements are generally estimated between $2,000 and $10,000 however, depending on circumstances have the possibility to reach higher amounts. There are many different answers for this question and that’s because there are many different unique factors that go into each individual case. Unfortunately, when a settlement is provided by the insurance company, the average settlement for sustaining whiplash from a car accident might only be enough to cover your income lost during recovery time and medical expenses. Some factors involved while estimating a whiplash settlement include:

  • Medical expenses
  • Loss of income
  • Future medical expenses
  • Loss of mobility
  • Physical therapy

Whiplash can lead to arthritis in some patients. Car accidents that affect the neck can irritate and even tear loose connective tissue in the neck and upper back. This can create weakness that allows the spine to break down faster due to misalignment. The longer your spine is misaligned, the more the neck and spine will wear down joints, discs and muscles.

Some doctors who see car accident victims have found that X-rays show that many have disc disease and arthritis in the neck. This research suggests it is certainly possible that the whiplash injury and resulting disability such as arthritis could be related to each other.
It is important to have your neck pain diagnosed as soon as you can after the accident, so treatment can begin.

Yes. There can be serious injuries from whiplash that can cause neurological problems. A car accident at higher speeds can cause disc and nerve damage, which can cause problems in other parts of the body, as well as neck and back pain that may be severe.

Some patients report they have tingling sensations in their hands and/or feet after a car accident. This can be caused by nerve damage in the neck from whiplash. This is referred to as radiculopathy, which is the medical term for irritation or compression of nerves in the spinal column. It is most common in the lower back and neck.

Car accidents also can cause a pinched nerve in the neck or spine; this is often a side effect of whiplash and can cause serious pain.

Injuries from whiplash can last days, weeks, months or even years. It depends upon how severe the neck injury was that damaged tissues in your neck and upper back. Some car accident victims report experiencing long term neck pain and/or headaches that can last for years. The nagging pain can be caused by damage to your ligaments, discs and neck joints.

Long term symptoms from whiplash can occur even in relatively minor car accidents where the speed was only 10 MPH. Also, keep in mind that even in a low speed crash at 8 MPH, your head will move approximately 18 inches, and the force can be up to 7 G’s in less than ¼ of a second. Common symptoms of long term whiplash are jaw pain, severe headaches, difficulty sleeping, ringing in the ears, blurred vision, memory problems and irritability.

One of the most common causes of whiplash in a car accident is a rear end collision. If you are stopped at a traffic light and are hit from behind, you probably are not expecting it. There might be only minor damage or none at all. But you still may feel pain in the upper back and neck. Or, you may have a headache or feel dizzy. But the next day, you could feel a lot of stiffness and pain in your neck. Why did this happen?

When you are sitting in the car, usually your head is right over your shoulders. But when you are hit from behind, the impact is unexpected, and your torso will move in one direction, but your head will not follow right away; it will go in the other direction. The torso will snap against the seat back and your head when be yanked back. So, there are two times in a rear end crash where the neck may be hyperextended. This may cause you serious pain immediately or it may take a few hours or days to appear. Regardless, you should be seen by a doctor as soon as possible to confirm if you have whiplash.

The major pain symptoms of whiplash are neck and upper back pain. The pain may start immediately after the accident or take days or even weeks later. Symptoms of whiplash can vary dramatically from one person to another, but usually include one or more of the following:

  • Neck and upper back tightness or spasms.
  • Pain when you move your head and neck; can be accompanied by headache and dizziness, which are common signs of a concussion.
  • Difficulty swallowing and chewing. You also may be hoarse, which points to an esophagus or larynx injury.
  • Abnormal sensations in the extremities such as burning or tingling; these symptoms suggest a neck injury affecting nerves that radiate throughout the body.
  • Shoulder and/or upper back pain

If you have suffered severe whiplash in a high-speed accident, you may also have injury to your intervertebral joints, discs, ligaments, cervical muscles and nerves of the upper back and neck.

One of the challenges with whiplash and related neck injuries is symptoms may not appear immediately. Car accidents are ‘exciting’ in the physiological sense. Your body produces adrenaline and endorphins right after the accident and may block pain temporarily. Many car accidents can produce a feeling of higher energy and lack of pain. But just because you do not feel whiplash symptoms after the accident does not mean you won’t ever.

Once the release of adrenaline and endorphins fades, you may start to experience neck pain. Most people will begin to feel symptoms within 24 to 72 hours. Therefore, it is vital to visit the ER or doctor immediately after the car accident. You should be checked out by a medical professional to check for accident injuries, including whiplash. If you wait several days to see a doctor when the neck pain begins, this can complicate a future personal injury lawsuit or insurance claim. The other party may argue that your neck pain is unrelated to the accident.

The medical professional should be able to determine if you have a whiplash injury or not from the car accident, even if you do not have major symptoms at present. The doctor will generate a medical report where your injury will be documented. This document will be critical to a future claim.

The recovery time from a car accident induced whiplash injury can vary depending on the severity of the accident/injury, but in general, most whiplash injuries last a few days in minor cases, to 2-3 months for more severe injuries.

According to the National Center for Biotechnology Information, chronic whiplash is defined as a severe type of whiplash lasting longer than 6-12 months.

The treatment for most whiplash injuries is time, ice, physical therapy, massage, and chiropractic care, which can help speed the recovery process for many people.

Lots of accidents can cause whiplash, from a slip and fall to a sports injury, but the most common cause of whiplash injuries is auto accidents. As it pertains to a car accident, the most common cause of whiplash is a rear ended accident, where one car hits another from behind. When this happens, the impact of one car striking another from behind causes the body, followed by the head, to jerk violently forward and then back in a whipping motion, putting severe stress on the neck muscles. Whiplash can sometimes be caused by a side impact (t-bone accident) or a head on collision, but the sudden forward to backward motion caused by a rear end car accident is much more common. In most cases, whiplash will go away on its own within a couple of months, but severe cases of whiplash can last months or even years, and may require surgery.


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