Broadside and T-Bone Car Accident Settlement

When a car T-bones or sideswipes your vehicle, the resulting injuries can be severe – even fatal.  If you have been in this type of serious car accident, you may speculate about how much compensation you may receive in a lawsuit or insurance claim.

This article details the factors involved in the average T-bone car accident settlement. It also discusses what to look for in a T bone accident lawyer, and related matters.

T-Bone and Broadside Accident Injuries

t bone and side impact accident injuriesA side impact or T-bone crash is one of the most serious car accidents. These terrible accidents often come out of the blue. You likely followed the rules like normal on the road. Suddenly, another car runs a stop sign or red light and slams  into the side of your vehicle. Injuries in these side impact crashes can be nasty. This is because there is very little impact-absorbing material in a side impact wreck. With a rear end or head on crash, they car itself can absorb more of the forces.

In a side impact crash, the person on the side of the wreck usually has the most serious injuries. But the person on the other side also can be hurt. Some crashes may cause serious injuries because the occupants of the car are thrown against one another. Common T-bone accident injuries include the following:

  • Traumatic brain injuries, such as concussions and worse
  • Neck injuries that may include a herniated disc, spinal cord injury, or whiplash
  • Back injuries including spinal cord damage, paralysis, and/or nerve damage
  • Chest, pelvic and abdominal injuries
  • Broken bones, dislocated joints
  • Soft tissue injuries, such as torn tendons, muscles and ligaments

Side impact accidents caused by a tractor trailer can cause particularly horrifying injuries. Consider: A typical tractor trailer weighs up to 80,000 pounds fully loaded. Now imagine that truck slamming into the side of your car with little to protect you except the car door. That type of terrifying scenario makes clear why T-bone accidents kill more than 10,000 people per year in the US, many of them caused by big rigs.

T-Bone and Broadside Accident Causes

There are many common reasons why cars and trucks may T-bone or broadside another vehicle:

  • Did not yield: At an intersection where there is a four-way stop, all drivers must stop. Some drivers do not, which can lead to a serious side impact wreck.
  • Ran red light: Too many drivers speed up as a light is going red instead of stopping as the law requires.
  • Turned across lanes: In heavy traffic areas, it is common for drivers to turn across traffic when it is dangerous to do so. Trying to beat oncoming traffic on a left turn is rarely worth it and dangerous.
  • Failed to properly assess oncoming traffic: Drivers usually look in both directions before they turn right on red. This is often not enough. Drivers have to look very carefully before merging into traffic.
  • Reckless driving: Sometimes people simply drive too fast for conditions and cause a T-bone wreck.
  • Drunk driving: DWI kills thousands of people per year in America, and many are impacts from the side.
  • Distracted driving: Too many people run stop signs and red lights because they are distracted by their smart phones.
  • Bad weather: Rain, snow and fog can make it harder for drivers to stop. But drivers are required to slow down when weather conditions degrade.

In many cases, side impact accidents are caused by the driver of one vehicle not yielding to the other at an intersection. Thus, the driver who did not yield is often at fault. But not every one of these cases is so clear.

How to Prove Negligence in a T-Bone or Broadside Car Accident

Determining who is at fault for a side-impact crash can be complex. If the police determine that the person who T-boned your vehicle is to blame, you could be able to make a personal injury claim for your economic and non-economic damages. Some of these accident injuries might include lost wages, medical expenses, property damage, and pain and suffering.

As the plaintiff, it is your job to collect evidence to show that negligence by the other driver caused your accident injuries. To prove that the driver caused your T-bone accident injuries, you must show the following to the insurance adjuster or judge:

  • The driver who struck you had a legal duty of care to drive in a safe manner
  • His negligence in hitting your car from the side violated the duty of care
  • The breach of the duty of care was a proximate and direct cause of both the accident and your injuries

All courts in the United States today recognize the duty of car that drivers have. This simply means that each of us must drive in a safe manner and look out for the safety of other drivers. If the driver does not drive safely and causes an accident and injuries, he can be held liable.

To prove liability, the following evidence is extremely persuasive:

  • Photographs of the accident scene, vehicle position and injuries
  • Police report stating that the other driver caused the accident
  • Medical records that detail your T-bone accident injuries
  • Statements from witnesses

Note that depending upon the state in which the accident occurred, you may bear partial responsibility for the accident. This could conceivably reduce the compensation you receive in a legal claim.

Average T-bone Car Accident Settlement

How much your car accident settlement will be is difficult to predict; accident injuries vary so widely. There is no precise formula that can calculate your possible settlement. One of the key areas that insurance companies examine when determining how much to pay you is what they call ‘special’ damages. These damages include the financial losses that you incur due to the crash, such as lost wages and medical bills.

The goal of the insurance company is to determine roughly what a jury would give you if the side impact accident went to trial. One of the most important parts of determining the final compensation for your car accident settlement is to put a number to your pain and suffering from the crash. As noted earlier, side impact injuries can be very serious, and pain and suffering can be substantial in these cases.

Below are some real T-bone crash settlements and verdicts from across the US in recent years:

  • $230,000: Woman was hit in a broadside accident at a busy intersection in California. Suffered herniated disc that necessitated spinal fusion surgery.
  • $186,000: Man with a pre-existing lumbar fusion was hit in a low speed, side impact wreck. Suffered neck and low back injuries.
  • $150,000: Man was hit from the side by a garbage truck, killing him instantly. Policy limits reached in wrongful death lawsuit.
  • $520,000: Husband and wife were sideswiped. Husband had neck injuries, and wife suffered back injuries. At-fault driver was drunk and fled the scene.

T-Bone Car Accident Settlement Calculator

Have you been involved in a T-Bone car accident causing injury? Find out how much financial compensation you may be legally entitled to in just minutes with our free online T-Bone Car Accident Settlement Calculator.

Consult a T-Bone Car Accident Settlement Attorney

Every car accident will involve different scenarios, people and vehicles. Recovering as much money as possible for your accident injuries means that liability has to be proven. To enhance your odds of receiving a high level of compensation, it is important to select an experienced and proven personal injury attorney in your state. You can do this by following these tips:

  • Choose an attorney who goes to trial often. Many attorneys who do personal injury law usually settle out of court. It is true that most cases do not go to trial. But in a T-bone accident case with serious injuries, it is important to have an attorney in your corner who goes to trial often, and wins. The insurance company will know if your attorney is good in the court room. This can help to get the case settled for a higher amount.
  • Choose a lawyer with a history of large settlements and verdicts. If you have a serious head and neck injury from your accident, you are facing large medical bills and months out of work. It is important to have an attorney who has a demonstrated record of success.
  • Get an attorney with resources. Does the attorney have the cash and line of credit to prepare your case? Most good personal injury attorneys front most of the costs of the case and get paid on the back end. Expenses in a major personal injury case can run into the hundreds of thousands of dollars.
  • Find a lawyer who belongs to the State and National Trial Lawyer Groups. Serious attorneys in personal injury law talk to and network with other attorneys. Your attorney should be up to date with the latest techniques and tricks in the legal field. Belonging to these groups is a good way for an attorney to stay on top of the field.
  • Find an attorney who has many good testimonials. Your lawyer should have many past clients that you can talk to. They should be able to provide proof that the lawyer can produce when it counts.

If you keep in mind all of the above information, you should be better prepared if the worst happens and you are in a T-bone car accident.

Frequently Asked Questions: 

When you try to settle with an insurance company for your head on collision, it is important to know they will try to get away with offering you as little money as possible. The best thing to do in a head on collision claim, which often involves serious injuries and compensation, is to have the case reviewed by a personal injury attorney in your state.

Your attorney will work with the claims adjuster to determine what a fair offer is for your head on collision injuries including your current and ongoing medical expenses, future treatments, wages lost now and in the future, and your pain and suffering.

T-bone accidents tend to involve larger levels of compensation. When the car is broad sided, the person on that side takes a very violent hit. Even with several airbags, there is only a car door and window to slow the other car before it strikes you and the others in the car.

In this type of severe accident with so little protection, it is possible you can suffer severe whiplash, fractures, organ damage, brain damage or death.

Because of the severe injuries often involved, the compensation in a t bone accident can run into the hundreds of thousands of dollars. First, your attorney will help you to add up the following:

  • Costs for medical care, therapy and rehabilitation
  • Out of pocket costs for drugs
  • Lost earnings and wages

Once those have been added up, your attorney will negotiate with the insurance company to determine what your pain and suffering amount should be. Typically a multiplier from 1-5 will be used. A 5 is for the most serious, long term, life changing injuries, such as serious brain damage. Less severe injuries might rate a 2 or 3. So, your compensation for a t bone accident could range from the tens of thousands of dollars into the millions for the worst cases.

If you have serious injuries that greatly affect your life for weeks and months, such as broken bones, head fracture and or internal injuries, you should be entitled to a serious settlement for a T-bone accident. If you have serious injuries, and the insurance company only uses a ‘2’ multiplier to determine your pain and suffering, you are being low balled. Bring in a good personal injury attorney to get you the pain and suffering compensation to which you are entitled.

A T-bone accident is one of the most serious types of car crashes. The problem is when a vehicle slams into the side of your at high speed, you have little protection from the resulting forces other than the thin metal and plastic of the door, as well as the side air bags.
In a T-bone accident, the person who is on the side of the crash could have very serious injuries.
How much the settlement can be for a T-bone accident varies so much based on the speed and size of the vehicles involved. One of the areas the auto insurance company will look at when determining what to pay is ‘special damages.’ These are economic damages that include your losses financially were due to the crash, including medical costs and lost wages.
Once it is decided how much you have lost in economic damages, that number will usually be multiplied by a number from 1 to 5 to represent your pain suffering. Depending on that number, your settlement could range from tens of thousands to hundreds of thousands of dollars.

Can sideswipe accidents cause you to suffer serious injuries? They absolutely can, especially if the speed of the striking vehicle was high and led to your vehicle being rolled over onto its side or its roof. This level of severity can easily cause you to suffer a neck injury, head trauma, impalement or other serious injury.

It’s not uncommon for a sideswipe accident to result in a fatality. How? If the vehicle that is sideswiped winds up rolling over violently, the driver or passenger in that vehicle could wind up being ejected or crushed, leading to fatal injuries. That is why a sideswipe accident can be just as serious, or even more serious, than an average car accident.

When it comes time to look at settlement values for sideswipe accidents, these crashes could wind up leading to average settlements if the damage and the injuries aren’t too serious. If the damage to the vehicle is extensive, or the injuries are severe or fatal, the settlement value could wind up being higher compared to an average car accident. The difficult issue here is it is nearly impossible to determine a settlement price before a claim is filed.

There are a few different types of car accidents one can get involved in during their lifetime. One such accident is the sideswipe accident. A sideswipe accident occurs when the right side of one vehicle collides with the left side of another vehicle. These accidents can range from minor to severe, with the most severe being when one of the vehicles involved winds up on its side in a rollover. So, when compared to an average car accident settlement, are sideswipe accidents more or less serious?

Running a red light is seriously dangerous and can likely result in a t-bone collision. If someone has run a red light they have broken the law. If you are the driver who t-bones the negligent driver who ran the red light, the fault of the accident is placed on the driver who ran the light. It is very important to cautiously enter any intersection for this very reason. Negligent drivers can speed through a light hoping to make it through in time so be sure to watch for traffic entering the intersection even if you have a green light. The careless driver is responsible for the other drivers damages as well as their own.

Side impact collisions are also known as t-bone accidents. There are many unique factors that involve every accident but when it comes to determining fault for a side impact collision there are a few guidelines to follow. You can determine the faulted party primarily based on how the cars collided. If one car is the recipient of the t-bone collision, they are usually not at fault. However, many other factors can prove the car that is the one getting t-boned is at fault including speeding, running traffic signals, distracting driving such as texting or being under the influence and tire marks in the road. Eyewitness statements and street cameras (if available) are also very important when providing evidence to determine the fault.

Side impact collision settlement values vary due to each accident and their unique variables.  In order to get an estimated value on your t-bone collision, the best way to do so is by using our t-bone accident calculator. Generally, there is a simple formula used by adding up all of the following:

  • Property damage to the vehicle
  • Medical bills if injures are present
  • Future medical bills
  • Wages lost due to the absence of work
  • Passenger damages

Once you have determined the value to the damages above you then must apply a multiplier which is generally a number 1-5 that represents the pain and suffering from the injuries sustained due to the accident. If the pain is continuous and extremely severe affecting the victims’ everyday activities, the number will be on the higher scale such as a 4 or 5. If the pain and injuries are less severe and are capable of quick recoveries, the multiplying number will be lower such as a 1 or 2.

Intersections can be a bit confusing when cars pull up to stop signs at the same time. Stop sign accidents usually result in t-bone collisions and are typically caused by distracted drivers. You may file a claim as long as you can prove the other party was at fault. When it comes to stop sign intersections, there is generally one rule you must always remember. If you pull up at the same time as another vehicle, the vehicle to your right always has the right of way and the vehicle to the left must yield. If you are involved in a stop sign accident and are looking to file a claim it is important to provide proof to show you are not at fault. To prove the other party is at fault it is important to provide evidence against them such as:

  • Pictures of the intersection including road signs
  • Police report
  • Pictures of damaged vehicles
  • Eyewitness statements
  • If surveillance footage is available

Few vehicles offer the safety features that help protect the passengers in a t-bone collision. Because of this, side-impact crashes have been reported as the deadliest for children and deaths rates continue to rise because of expanded travel speeds and increased number of larger vehicles on the road. It is common to sustain head, neck and spine injuries in these types of crashes. According to the insurance institute for highway safety, 25% of fatal accidents are t-bone collisions and about 8,000-10,000 people are killed each year.

All types of car accidents can cause serious injuries especially side impact crash. Side impact accidents consistently cause serious injuries to the victims involved and are especially dangerous due to the lack of protective safety features on the sides of the vehicle.  These accidents frequently occur at intersections while both vehicles are attempting to cross resulting in devastating damages due to both vehicles colliding at full speed. Cars are designed with a great amount of safety features such as bumpers and air bags and are intended to withstand damages caused from a front-end or rear-end collision. However, there is an absence of protection while enduring a side-impact crash.

T-bone accidents are also known as side impact crashes. These side impact collisions occur when a driver crashes into the side of another car, head on causing the accident to appear t-shaped. Side impact collisions tend to have devastating outcomes due to the lack of safety features protecting the sides of the vehicle. There are many reasons T-bone accidents can occur including such as:

  • Distracted driving/texting
  • Driving under the influence
  • Running stop signs/stop lights
  • Fatigue
  • Failing to yield
  • Speeding

These types of accidents are more severe due to both cars typically colliding at full speed, which is why the damages done are generally more significant than a minor fender bender.

T-bone auto collision injuries have a tendency to be considerably more extreme than those maintained in a front-or backside crash. The reason being is due to the high-speed impact and minimal airbag security from the sidewalls of the vehicle.

  • Head injuries/traumatic brain injuries
  • Skull fractures
  • Broken ribs
  • Chest injuries- lung trauma and esophageal injuries
  • Broken bones- arms, pelvis, legs
  • Hip injuries
  • Neck injuries- whiplash, broken neck
  • Cuts and bruising
  • Back injuries- broken back, herniated disks, spinal cord injury

If you or a loved one is suffering from injuries from a t-bone car accident, be proactive and do some research regarding your situation and contact your local personal injury attorney to find out what compensation you may be owed.

A t-bone accident settlement is much the same to other personal injury settlements. The sum will rely upon various unique factors to the case like the severity of the wounds, regardless of whether it worsened any prior wounds, and whether the offended caused the mishap themselves. There is no exact answer how much money a t-bone car accident victim may be owed however; here are some different factors that go into deciding the settlement amount such as:


  • Medical expenses
  • Pain and suffering
  • Loss of wages during recovery time
  • Property damage
  • Future medical expenses
  • Physical immobility
  • Spousal loss of companionship
  • If death, funeral costs

After a t-bone car accident, you may have genuine wounds and a large amount in hospital expenses and different misfortunes. Your vehicle might be destroyed and now you need to make sense of how to recover it in your current financial situation. When you have solid proof that the other vehicle is to blame in the t-bone mishap that prompted your injuries, at that point you can seek after compensation for your physical and other damages. Some cases where compensation was owed includes:

  • Woman compensated $1 million after being t-boned and suffering ankle and heel injuries as well as mild traumatic brain injuries.
  • Man was compensated $175,000 after being t-boned by a man who fell asleep at the wheel, causing lower back injuries requiring surgery.
  • Woman was compensated $99,000 after being t-boned and sustaining neck and back injuries.
  • Woman compensated $5 million after a car blindsided her leaving her with severe brain injuries and a broken back
  • Accident victim awarded $700,000 after being t-boned from a negligent driver running a stop sign.

When being involved in a t-bone car accident, there are a few various circumstances that cause this type of accident to occur. In t-bone car accidents, determining the at-fault party involves providing an official police report, evidence such as photos and testimonials from a third party such as a witness. Commonly, in a t-bone car accident the driver who has collided into the side of the other car is typically found at-fault. However, scenarios such as a driver running a red light or a stop sign causing the other driver to crash into that negligent driver will be determined at-fault.

Other factors determining who is at-fault:

  • Driver missed the traffic sign
  • Driver was distracted or intoxicated
  • Driver fails to yield to the right of way driver
  • Vehicle defects such as failed breaks
  • Traffic camera evidence
  • Vehicle damage evidence
  • Physical injury evidence

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