Auto insurance is mandatory in almost every state. While the minimum amounts of coverage may vary, 48 states require drivers to maintain current insurance coverage on their vehicles. The reason for this requirement is simple: accidents happen. Car crashes are one of the leading causes of injury and death in the United States. Over six million collisions occur every year.

With a figure this high, car insurance plays an integral part in paying for vehicle damage and bodily injury that often result. However, there is one type of insurance that may continue to be a mystery to consumers unless they live in one of the 12 states that have no-fault accident laws.

No fault insurance is a type of coverage is unique in that it does not assess or assign liability in most accidents. Instead, it pays for its insured’s property and bodily damage. Keep reading to take a more in-depth look into how no-fault insurance fits into accident claims.

Find out the maximum compensation you could receive.

  • How Much is Your Injury Claim Worth?