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Uber Accident Settlements | Uber Passenger Accident Settlement Amounts

Uber Accident Settlement Guide

Uber and other ride-sharing services have changed the way we get from one place to another. With these services providing affordability, reliability, and convenience people across the country have begun ride-sharing services. Uber, and other services like it, have grown in popularity and availability in recent times. However, Uber and other ride-sharing services can sometimes be more trouble than they’re worth. If you are riding and involved in an accident, the legal process can get complicated. If you or a loved one have an injury as a result of an accident caused by your Uber driver, it is likely that you have grounds to file for an uber accident settlement.

Unfortunately, getting an Uber accident settlement isn’t a guarantee. Each person involved in the settlement claim will need to show that their Uber driver jeopardized their health and safety. Most cases involve accidents where the Uber driver was negligent or driving recklessly. Uber has insurance to pay for your injuries and damages if you are hit or injured by one of their drivers. Uber has liability insurance with a limit of $1 million. The policy covers passengers, other drivers, pedestrians, and bicyclists.

But do not think that just because the ride-share company has insurance that they want to pay you. Uber’s insurance company makes money by paying accident victims as little as possible. The insurance company may try to frustrate you into accepting an uber accident settlement that is below what you deserve. Uber’s insurance company might take a long time to process your claim, make low offers, and pressure you to give them a recorded statement that can be used against you. 

With Uber accident settlements, you should contact an attorney. A local car accident attorney will be familiar with the laws of your state. They can help you determine if you have the grounds for a lawsuit. Additionally, if you need to file a claim with the driver’s insurance company or Uber itself, an attorney’s help will make sure you receive the uber accident compensation you deserve.

Car Accident Settlement

Why Are Uber Drivers At Increased Risk For Accidents?

Uber drivers are not always professionally licensed and not required to take courses. Nearly anyone can become an Uber driver. Drivers deal with driving hazards, time constraints, and the pressure to entertain their passengers. This leads to accidents and wrecks that may or may not be directly caused by the driver.

Another common cause of all accidents is vehicle failure or malfunctions. While Uber and other ridesharing companies do have some vehicle requirements, they do not test or maintain the vehicles themselves. Many Uber drivers are doing it as a side gig. Therefore, they may not be able to keep their car maintained after all the extra miles.

Common Accident Causes

These are some of the common pitfalls of driving for Uber that make accidents more likely:

  • Vehicles and drivers are not held to tested standards
  • Uber drivers must adhere to tight timelines for each ride
  • Drivers will feel pressure to entertain and interact with their passengers
  • The nature of the hustle encourages drivers to finish rides as fast as possible
  • The fear of low-star reviews puts drivers on-edge

Thankfully, the majority of Uber rides end with passengers getting safely to their destination. The stressors listed above, however, come in addition to the risks of the road we all face. This means that Uber drivers have to face many different types of distraction. It is unfortunately not a surprise that the number of Uber-involved accidents is increasing each year.

Car Accident Lawsuit

You Got Into An Uber Accident – Now What?

After being in an accident while in an Uber, you should make sure to stay at the scene. Make sure authorities come to the scene, even if you only have minor injuries. A police report is essential when filing a claim with insurance companies or Uber’s corporate offices. If you need to give a statement, make sure you are as accurate as possible in your description of the accident.

While at the accident scene, make sure you take pictures. Document your injuries and the damage done to the Uber or other vehicles. You can take pictures with your smartphone or any other camera you have. These will help you with your Uber accident settlement claim, especially if the case ends up going to court.

Finally, make sure you get the contact information of all parties involved in the accident. Take screenshots of the Uber driver’s profile on your phone. The more documentation you have about the accident, the easier it will be for you and your attorney to file a claim.

Steps to Take to Ensure a Fair Uber Accident Settlement

  • Get medical attention: Make sure you receive medical attention after your Uber accident, even if you do not feel any symptoms or pain. Not all injuries are apparent immediately after they occur. Some injuries, like whiplash, can take several hours to even days for symptoms to begin to show. By seeking medical care immediately after the accident, you create a medical paper trail. This will be incredibly useful during the car accident claims process. Never think that your accident injuries are too minor to justify medical attention. You should see a doctor who can write an official medical record of your injuries. If not, Uber will argue that you were not seriously injured. 
  • Never accept the first uber accident settlement offer: Uber’s insurance company might contact you the day after the accident and offer you a small settlement. Their goal is to get you to sign a waiver freeing Uber from further liability – before you understand the severity of your injuries. Do not risk accepting a settlement that does not cover all of your damages. And remember: Uber has liability coverage up to $1 million. The company CAN pay more than what it is offering you, in most circumstances. 
  • Shut off social media: It is tempting to post on Facebook and Twitter about your Uber accident, but this can derail your claim before it starts. Insurance companies can access your social media feeds and use them as evidence against you. Just posting a picture of walking with your spouse could be enough to make the insurance company try to deny your claim. 
  • Talk to an attorney: Anyone in any type of Uber accident settlement claim should talk to an attorney and not try to handle the claim themselves. A lot of money could be at stake, and the insurance company will do its best with a team of aggressive attorneys to keep the payout to a minimum. 

How Is Fault Determined In Uber Accident Settlements?

Just like with other types of car crashes, determining which party is at-fault is a major step in the car accident settlement process. The at-fault driver is the one whose actions, intentional or not, caused the accident. This can be from negligence, reckless driving, or merely not seeing a car when making a turn.

In multi-vehicle accident settlements, there may be more than one at-fault party. In these cases, all the parties found to be liable for causing the accident is liable for damages. This is why it is important to get the contact information of everyone involved in your accident. In these situations, you or your attorney may need to contact several different insurance companies.

If police arrive at the scene, they will often determine who is at-fault in their paperwork. If you have injuries and need to seek compensation, getting a copy of this police report will be crucial for your success. Your attorney will be able to use this to prove which party is at-fault if your case ends up going to trial.

What Are My Options If I Was In A Wreck While In An Uber?

If you were in an accident while riding in an Uber, your options will depend on several factors. In the event your Uber driver was at-fault for the accident, you will need to seek damages from their insurance company. If other parties are at-fault, you will want to pursue action with their insurance company.

However, many of those who drive for Uber do not carry the expensive insurance required to protect passengers. To protect passengers, Uber drivers need either commercial insurance policies or a personal insurance policy that covers ridesharing. If your driver does not carry this type of insurance, it will be difficult to receive a settlement. Uber does not require that drivers carry this type of insurance.

If you have a personal injury policy of your own, you will be able to seek damages through that. Without a personal injury policy or insurance for your driver, you may need to escalate your claim to Uber corporate. Uber offers up to 1 million dollars of coverage for passengers involved in an accident while taking an Uber.

What Is The Average Uber Accident Settlement Worth?

Uber accident settlements can vary wildly depending on a list of factors. These are the variables that will go into determining how much your accident settlement may be worth:

  • Extent of your injuries and pain
  • The severity of the accident
  • Number of parties involved
  • If you must take time off work
  • Pain and suffering (not all states allow this)

Those injured in car crashes often have many different bills to pay. Between hospital stays and long-term care, many serious injuries can become extremely expensive. The psychological damage of being in a severe auto accident can also be traumatic, and expensive to treat. In these cases, claims are often worth much more in an attempt to pay for the damage caused by the accident.

As with any car accident, your car accident settlement amount depends on the circumstances of the wreck and your car accident injuries. There are reported settlements with Uber for serious accidents of $1 million, $955,000, $896,000, $500,000 and $610,000. Whether your case could be worth that much or much less depends case specifics. A personal injury attorney can review your case at no charge and determine a ballpark figure for your uber accident settlement based on past settlements in uber accidents similar to yours. 

If you are hurt as a passenger or pedestrian by an Uber driver, you could be covered by the company’s $1 million liability policy, depending on whether you were a passenger at the time of the crash, and whether the driver was working on the clock at the time. 

The average uber accident settlement can range between $10,000 and $1 million, but you can only sue Uber itself in certain situations, such as when the driver caused the accident and he was on the clock, or on the clock and with a passenger. If he was not with a passenger at the time, the driver’s personal auto insurance usually is the only option for compensation. 

Uber Accident Settlement Example:

Facts- How The Uber Accident Happened

On November 7th 2021, I was a passenger in an Uber and we were stopped at a red light on Fitzhugh Avenue and Capitol Avenue in Dallas, TX. Suddenly the car, a red Toyota Camry, was rear ended by an SUV, a huge Range Rover to be exact, causing my injuries and damages. After calling emergency services, cops showed up within minutes. They took my statement, a statement from the Uber driver, and spoke with the motorist who had struck me.

The driver’s vehicle was a total loss after sustaining a rear-end collision. It was towed away from the scene of the accident that evening. 

The police officers informed me they gave the other driver a ticket for speeding and texting while driving, which is probably what caused the rear end collision. I filed a claim with the at fault driver’s insurance company and awaited their response. 

Injuries Sustained in the Uber Accident

I was shocked, frightened, and nervous immediately after the accident. That night I went home and began to hurt all over my body, particularly in my neck and lower back.

I was in agony. Any neck movement was met with immediate sharp pains to the point I couldn’t sleep at all. I used hot/cold wraps, rest, and over-the-counter medicines such as Advil and Tylenol to try to relieve my aches and symptoms. These measures, unfortunately, proved ineffective in relieving my pain.

After a long, painful, sleepless night, I decided I needed to seek medical treatment. Since my primary care doctor was out of town for a week, I had a friend drive me to an urgent care near my house in Plano, TX. I couldn’t move my head side to side, so I felt driving myself would be a bad idea. 

The doctors took x-rays and did physical exams, and determined that I did in fact have a grade 2 whiplash injury and bulging discs in my lower back as a result of the car accident. The doctors recommended I see a chiropractor and follow up with my PCP in a week when he got back in town. 

On November 9th, 2019, I went for chiropractic therapy at Better Alignment Chiropractic in Fort Worth Texas. After the vehicle accident, I had neck, low back, mid back, and right shoulder pain and discomfort. Headaches and anxiety began to plague me daily, and seemed to be getting worse.

I presented to Expert MRI in Dallas Texas for thorough MRI testing. The MRI’s revealed a number of injuries to my cervical and lumbar spine, including a large protrusion of the C6-7 and C4-5 discs and a herniated L4-5 disc due to the wreck

My Chiropractor received the results of my MRI scans two days after I scheduled them. After looking over my MRI, the chiropractor advised me to see a pain management doctor.

I scheduled an appointment with Dr. Smith, M.D., a pain management specialist in Arlington, TX. My neck and low back discomfort had gotten considerably worse over the previous several months. My pain level was seven out of ten at that time. Dr. Smith reviewed my MRI findings with me. I discovered that I have significant disc degeneration and osteophytes (bone spurs) in my lumbar spine.

Dr. Smith diagnosed me with whiplash, degenerative disc disease, cervicalgia, and chronic compression of the nerves in my low back on my left side. He put me on a course of pain management treatment including:

– Medications: Lyrica for nerve pain and Voltaren for inflammation

– Physical Therapy: Ultrasound, Electric Stimulation, and exercises

– Epidural Steroid Injections: three injections over a six-month period

I had never experienced neck or low back discomfort before the accident. Dr. Smithrecommended that I have a lumbar epidural injection due to my continuing pain. At first, I was hesitant to proceed with the advised injections, but I knew that the other driver’s insurance company had accepted liability and was legally obligated to pay for any damages and injuries that I sustained as a result of the accident.  

I had the first injection the following week at Plano Orthopedic and Sports Medicine Clinic, and almost immediately started feeling better.

I went in for my first physical therapy appointment two weeks after I started treatment for my back pain. Dr. Smith said that the pain levels had dropped since my last visit and that I should continue with treatment and come back for a follow-up in two weeks. Physical therapy would need to begin twice weekly for four to six weeks.

I began treatment with On Star Physical Therapy in Dallas, Texas, after being referred by Dr. Smith. Physical therapy was designed to reduce pain and improve my range of motion. My neck and lower back discomfort persisted, and I would frequently wake up at night due to it. For 5 weeks before being discharged, I didn’t get a full night’s sleep. 

At this point, I was feeling a lot better and my discomfort and symptoms had dropped considerably. I knew it was time to gather all of my medical records and submit a settlement demand to the other driver’s insurance firm in order to receive an uber accident settlement for my injuries, as well as pain and suffering, as well as any out-of-pocket expenditures.

Uber Accident Settlement Negotiations

The driver who hit the uber driver’s car was covered by Allstate Insurance. I sent an uber accident settlement demand letter to Allstate on December 21, 2021. I included a copy of the police report, as well as all my medical papers & invoices for treatment I had received related to the uber accident.

At this point, my medical bills were about $11,000, and I had asked for a settlement amount of $23,500, which included an estimate for future medical expenses as well as about 2 weeks worth of lost income I missed out on because of doctor’s visits and exhaustion, because the whiplash injury left me unable to sleep for weeks. 

I gave the insurance company two weeks to respond to the rear end collision settlement demand. A few days later, the insurance adjuster called me and offered me $18,000 to settle my case. Since this covered my costs, I felt like I was almost fully recovered from a medical standpoint, I hadn’t missed much work as a result of my injuries, and I wanted to put the situation to bed, I decided to accept the uber accident settlement offer and happily moved on with my life.

Factors That Influence An Uber Accident Settlement Amount

Factors that will determine your Uber accident settlement amount are: 

  • How severe your injuries are. Medical records and treatments after your injuries will play a major role in the size of your settlement. Get treatment as soon as possible after your Uber injury so that you have good medical records available when you file suit. 
  • Current and future rehabilitation and medical costs. 
  • Economic damages you suffered. This amount can include loss of income and future earning capacity because of long term injuries and disabilities you suffered. 
  • Non-economic damages: You may be entitled to recover money for emotional distress and physical pain you endured. Your pain and suffering compensation can be calculated by per-diem or by assigning a number between 1 and 5 to your suffering, and then multiplying it by your economic damages. 
  • Insurance coverage available: Uber has a $1 million liability policy available. But if the driver did not have his ride-share app on when the crash happened, the insurance coverage of the driver applies. If the ride-share app was on but there were no passengers in the vehicle, there is a $250,000 policy limit. If the ride-share app was in use and the driver is connected with a possible passenger, or if the driver is going to pick up the passenger, the $1 million limit applies. If you were in the vehicle as a passenger when the crash happened, the $1 million policy applies. 

An attorney will be able to help determine how much your Uber accident settlement could be worth. It will be difficult to get an exact monetary amount until your case begins to work through the system. If you are able to settle out of trial, you will be able to save time and money. However, if your attorney believes that insurance companies or Uber itself are giving you a settlement offer that is too low, you may need to take your case to court in order to receive the money you need.

Get Help With Your Uber Accident Settlement

In order to best determine what your Uber accident settlement could be worth, getting a good attorney is the first step. By contacting an experienced uber accident lawyer, you can get a clearer picture of what the details of your accident may mean for a settlement. Each Uber accident is different. Some accidents are the result of distracted driving. Others may happen despite your driver’s best efforts to avoid the crash.

No matter what caused the accident to happen, an experienced attorney will be able to guide you through the uber accident settlement process. Trying to handle the process of negotiating with insurance companies can be exhausting. If you need compensation for injuries, medical bills, time off work, or property damages, an attorney will be able to fight for what you need.

Car Accident Settlement

Frequently Asked Questions about car accident settlements

As with any car accident, your settlement amount depends on the circumstances of the accident and your injuries. There are reported settlements with Uber for serious accidents of $1 million, $955,000, $896,000, $500,000 and $610,000. Whether your case could be worth that much or much less depends case specifics. A personal injury attorney can review your case at no charge and determine a ballpark figure for your settlement based on past settlements in accidents similar to yours. 

As with any car accident, your settlement amount depends on the circumstances of the accident and your injuries. There are reported settlements with Uber for serious accidents of $1 million, $955,000, $896,000, $500,000 and $610,000. Whether your case could be worth that much or much less depends case specifics. A personal injury attorney can review your case at no charge and determine a ballpark figure for your settlement based on past settlements in accidents similar to yours. 

If you are hurt as a passenger or pedestrian by an Uber driver, you could be covered by the company’s $1 million liability policy, depending on whether you were a passenger at the time of the crash, and whether the driver was working on the clock at the time. 

Uber typically pays settlements between $10,000 and $1 million. But you can only sue Uber itself in certain situations, such as when the driver caused the accident and he was on the clock, or on the clock and with a passenger. If he was not with a passenger at the time, the driver’s personal auto insurance usually is the only option for compensation. 

Uber drivers are independent contractors, so it is challenging to sue Uber directly if one of their drivers caused your injuries. In these cases, you need to file a suit against the driver to recover compensation for your injuries. But Uber drivers also are covered by Uber’s $1 million liability policy for accidents.

Sometimes Uber drivers get in crashes where the driver is at fault. But the other driver may lack enough coverage to cover your serious injuries. Uber has $1 million of uninsured and underinsured motorist coverage for these accidents. But you should obtain legal counsel to file the proper paperwork with the insurance company when attempting to collect damages for your injuries.

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