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Uber Accident Settlements And Lawsuits

Uber and other ride-sharing services have changed the way we get from one place to another. With these services providing affordability, reliability, and convenience people across the country have begun ride-sharing services. Uber, and other services like it, have grown in popularity and availability in recent times.

However, Uber and other ride-sharing services can sometimes be more trouble than they’re worth. If you are riding and involved in an accident, the legal process can get complicated. If you or a loved one have an injury as a result of an accident caused by your Uber driver, it is likely that you have grounds for a lawsuit.

Unfortunately, getting an Uber accident settlement isn’t a guarantee. Each person involved in the settlement claim will need to show that their Uber driver jeopardized their health and safety. Most cases involve accidents where the Uber driver was negligent or driving recklessly.

With Uber accident settlements, you should contact an attorney. A local car accident attorney will be familiar with the laws of your state. They can help you determine if you have the grounds for a lawsuit. Additionally, if you need to file a claim with the driver’s insurance company or Uber itself, an attorney’s help will make sure you receive the compensation you deserve.

Why Are Uber Drivers At Increased Risk For Accidents?

Uber drivers are not always professionally licensed and not required to take courses. Nearly anyone can become an Uber driver. Drivers deal with driving hazards, time constraints, and the pressure to entertain their passengers. This leads to accidents and wrecks that may or may not be directly caused by the driver. 

Another common cause of all accidents is vehicle failure or malfunctions. While Uber and other ridesharing companies do have some vehicle requirements, they do not test or maintain the vehicles themselves. Many Uber drivers are doing it as a side gig. Therefore, they may not be able to keep their car maintained after all the extra miles.

Common Accident Causes

These are some of the common pitfalls of driving for Uber that make accidents more likely:

  • Vehicles and drivers are not held to tested standards
  • Uber drivers must adhere to tight timelines for each ride
  • Drivers will feel pressure to entertain and interact with their passengers
  • The nature of the hustle encourages drivers to finish rides as fast as possible
  • The fear of low-star reviews puts drivers on-edge

Thankfully, the majority of Uber rides end with passengers getting safely to their destination. The stressors listed above, however, come in addition to the risks of the road we all face. This means that Uber drivers have to face many different types of distraction. It is unfortunately not a surprise that the number of Uber-involved accidents is increasing each year.

What Should I Do After An Accident In An Uber?

After being in an accident while in an Uber, you should make sure to stay at the scene. Make sure authorities come to the scene, even if you only have minor injuries. A police report is essential when filing a claim with insurance companies or Uber’s corporate offices. If you need to give a statement, make sure you are as accurate as possible in your description of the accident. 

While at the accident scene, make sure you take pictures. Document your injuries and the damage done to the Uber or other vehicles. You can take pictures with your smartphone or any other camera you have. These will help you with your Uber accident settlement claim, especially if the case ends up going to court.

Finally, make sure you get the contact information of all parties involved in the accident. Take screenshots of the Uber driver’s profile on your phone. The more documentation you have about the accident, the easier it will be for you and your attorney to file a claim.

Make sure you receive medical attention after your Uber accident, even if you do not feel any symptoms or pain. Not all injuries are apparent immediately after they occur. Some injuries, like whiplash, can take several hours to even days for symptoms to begin to show. By seeking medical care immediately after the accident, you create a medical paper trail. This will be incredibly useful during the claims process. 

How Is Fault Determined In Uber Accident Settlements?

Just like with other types of car crashes, determining which party is at-fault is a major step in the settlement process. The at-fault driver is the one whose actions, intentional or not, caused the accident. This can be from negligence, reckless driving, or merely not seeing a car when making a turn.

In multi-vehicle accidents, there may be more than one at-fault party. In these cases, all the parties found to be liable for causing the accident is liable for damages. This is why it is important to get the contact information of everyone involved in your accident. In these situations, you or your attorney may need to contact several different insurance companies.

If police arrive at the scene, they will often determine who is at-fault in their paperwork. If you have injuries and need to seek compensation, getting a copy of this police report will be crucial for your success. Your attorney will be able to use this to prove which party is at-fault if your case ends up going to trial.

What Are My Options If I Was In A Wreck While In An Uber?

If you were in an accident while riding in an Uber, your options will depend on several factors. In the event your Uber driver was at-fault for the accident, you will need to seek damages from their insurance company. If other parties are at-fault, you will want to pursue action with their insurance company.

However, many of those who drive for Uber do not carry the expensive insurance required to protect passengers. To protect passengers, Uber drivers need either commercial insurance policies or a personal insurance policy that covers ridesharing. If your driver does not carry this type of insurance, it will be difficult to receive a settlement. Uber does not require that drivers carry this type of insurance.

If you have a personal injury policy of your own, you will be able to seek damages through that. Without a personal injury policy or insurance for your driver, you may need to escalate your claim to Uber corporate. Uber offers up to 1 million dollars of coverage for passengers involved in an accident while taking an Uber. 

What Is The Average Uber Accident Settlement Worth?

Uber accident settlements can vary wildly depending on a list of factors. These are the variables that will go into determining how much your accident settlement may be worth:

  • Extent of your injuries and pain
  • The severity of the accident
  • Number of parties involved
  • If you must take time off work
  • Pain and suffering (not all states allow this)

Those injured in car crashes often have many different bills to pay. Between hospital stays and long-term care, many serious injuries can become extremely expensive. The psychological damage of being in a severe accident can also be difficult and expensive to treat. In these cases, claims are often worth much more in an attempt to pay for the damage caused by the accident.

An attorney will be able to help determine how much your Uber accident settlement could be worth. It will be difficult to get an exact monetary amount until your case begins to work through the system. If you are able to settle out of trial, you will be able to save time and money. However, if your attorney believes that insurance companies or Uber itself are giving you a settlement offer that is too low, you may need to take your case to court in order to receive the money you need.

Get Help With Your Uber Accident Settlement

In order to best determine what your Uber accident settlement could be worth, getting a good attorney is the first step. By contacting an experienced lawyer, you can get a clearer picture of what the details of your accident may mean for a settlement. Each Uber accident is different. Some accidents are the result of distracted driving. Others may happen despite your driver’s best efforts to avoid the crash. 

No matter what caused your Uber accident to happen, an attorney will be able to guide you through the settlement process. Trying to handle the process of negotiating with insurance companies can be exhausting. If you need compensation for injuries, medical bills, time off work, or property damages, an attorney will be able to fight for what you need.

Frequently Asked Questions about car accident settlements

In cases where your Uber driver has low coverage or no insurance and Uber itself cannot help you, reach out to an experienced car accident attorney. They will be able to determine if you have a claim with another driver, or if it would be worth it to seek damages in court. If you have injuries or suffering long-term side effects from the accident, an attorney will be able to help you receive compensation.

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If your Uber driver does not give their contact or insurance information, you will want to contact Uber themselves to escalate the issue. This is also recommended if your driver has no insurance or a low coverage policy. Uber’s support will be able to guide to the resources that the company has set aside for these issues. Make sure you give support an accurate record of the accident and copies of the police reports if asked.

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If you have injuries as a result of being in an accident with an Uber, you will want to first see who the at-fault party is. If the Uber driver was at-fault, contact their insurance company. Unfortunately, insurance that covers passengers is more expensive than typical private policies. Therefore, many Uber drivers do not carry this type of insurance. This means that you may end up without any type of insurance to seek a claim with. In these cases, seeking compensation from Uber itself may be your best option.

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If you were in a car accident while taking an Uber, you may be able to escalate your claim to Uber corporate. In cases where your driver does not carry proper insurance, this may be your best option to receive compensation. Your attorney will be able to better determine if taking your case to corporate is the best move. Uber offers up to $1 million of insurance for cases such as this.

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Uber does not require that drivers carry car insurance that covers passengers. Only commercial driving insurance and personal policies that cover ridesharing will cover Uber passengers in the event of an accident. If your driver opted for cheaper car insurance coverage, you need to seek compensation from your own insurance company or Uber.

Your first step if you find out that your driver does not carry qualifying insurance should be to seek out a local attorney. They will help you determine where you should focus your efforts. If there are other at-fault parties, you may be able to seek compensation from their insurance.

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As with any car accident, your settlement amount depends on the circumstances of the accident and your injuries. There are reported settlements with Uber for serious accidents of $1 million, $955,000, $896,000, $500,000 and $610,000. Whether your case could be worth that much or much less depends case specifics. A personal injury attorney can review your case at no charge and determine a ballpark figure for your settlement based on past settlements in accidents similar to yours. 

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As with any car accident, your settlement amount depends on the circumstances of the accident and your injuries. There are reported settlements with Uber for serious accidents of $1 million, $955,000, $896,000, $500,000 and $610,000. Whether your case could be worth that much or much less depends case specifics. A personal injury attorney can review your case at no charge and determine a ballpark figure for your settlement based on past settlements in accidents similar to yours. 

If you are hurt as a passenger or pedestrian by an Uber driver, you could be covered by the company’s $1 million liability policy, depending on whether you were a passenger at the time of the crash, and whether the driver was working on the clock at the time. 

Uber typically pays settlements between $10,000 and $1 million. But you can only sue Uber itself in certain situations, such as when the driver caused the accident and he was on the clock, or on the clock and with a passenger. If he was not with a passenger at the time, the driver’s personal auto insurance usually is the only option for compensation. 

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Uber drivers are independent contractors, so it is challenging to sue Uber directly if one of their drivers caused your injuries. In these cases, you need to file a suit against the driver to recover compensation for your injuries. But Uber drivers also are covered by Uber’s $1 million liability policy for accidents.

Sometimes Uber drivers get in crashes where the driver is at fault. But the other driver may lack enough coverage to cover your serious injuries. Uber has $1 million of uninsured and underinsured motorist coverage for these accidents. But you should obtain legal counsel to file the proper paperwork with the insurance company when attempting to collect damages for your injuries.

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