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South Dakota Car Accident Laws and ResourcesSouth Dakota Auto Accident Laws

From Sioux Falls to Rapid City to Brookings, there are plenty of places to drive and explore in South Dakota. You can see the lovely Black Hills and Badlands as well as the grasslands near the Missouri River. These scenic roads are used by 600,000 licensed drivers who average 11,000 miles per year. During all of that driving, they are involved in many accidents. If you are planning to drive or live in the Mount Rushmore State, it is important to understand the rules and regulations here, in case you are in an accident.

Statistics & Notable South Dakota Car Accidents

South Dakota in recent years has had the nation’s fourth lowest car accident fatality rate. The National Safety Council stated in 2016 that the number of car accident deaths in the US was 40,200, which was a 6% increase. But the traffic deaths in South Dakota were only 116, which was a decrease of 13% from the year before.

At the same time, the fatality rate in the state from 2014 to 2016 was the third lowest, dropping by 15% in that period. The director of the state Office of Highway Safety stated that these numbers are highly encouraging when other states are seeing an increase.

State officials think the decrease in fatalities is because of more cooperative efforts by safety groups, the police and the public. These organizations are encouraging people to use seatbelts, go the speed limit and never drink and drive.

However, some experts say there is still work to be done in the state. In South Dakota, you can drive 80 MPH without wearing a seatbelt on the interstate, and can also text and drive and not worry about being pulled over. The reason for this is the seatbelt and texting laws are still secondary offenses. This means officers must have another reason to pull you over.

Texting and driving in particular is a national scourge, and South Dakota is trying to crack down on the problem. The state is spending $1 million per year to increase use of seatbelts and discourage distracted driving. But generally, legislators are slow to adopt new laws or to empower the police to better enforce the laws. Some say the reluctance of lawmakers in the state to pass more highway safety laws is due to the disdain for government oversight in South Dakota. South Dakota was one of the last states to have a mandatory seatbelt law, and it is still second to last in the country for seatbelt use.

South Dakota Car Accident Settlement Calculator:

Have you been involved in a motor vehicle accident or otherwise injured in South Dakota? Find out how much financial compensation you may be legally entitled to in just minutes with our free online Injury Settlement Calculator.

South Dakota Accident Settlement Taxes

Settlements for personal injury are not generally taxable in South Dakota. If the settlement is related to a physical injury, this is not usually taxable as income. This includes medical costs and pain and suffering related to a physical injury.

But if you receive compensation for mental anguish only, this is taxable as income. Also, you will be taxed if you receive compensation for lost wages, as this is money that would have been taxed if you had received it for working.

Similarly, money received for punitive damages is always taxable as income at the state and federal levels. This money is intended to punish the defendant and is not given to you as compensation for any injury.

If you have any questions about your tax situation, please do talk to a tax advisor to make sure you pay taxes on time for anything owed on your personal injury settlement.

South Dakota Negligence Laws

Determining who is responsible for a car accident in South Dakota is critical to determine if you are entitled to compensation. The state is the only one in the US currently that uses the Slight/Gross Negligence Comparative Fault rule. This is a modification of the pure comparative fault rule.

Comparative fault refers to how much each person contributed to the accident that caused injuries. It will reduce the amount of damages you can collect by percentage that the injured person caused the accident. In a pure comparative fault system, the injured person can collect damages even if they mostly are responsible for the accident. If the injured person is 60% at fault, he would have his award reduced by 60%.

In this state, injured parties may collect damages if their negligence was slight, and that of the other person’s was gross. This means you can collect damages if you were only slightly at fault for the car accident. So, if the driver runs a stop sign and hits a jaywalker, the damages the jaywalker can get will be reduced; he did not use the crosswalk.

The injured person in this case is partly at fault, so courts will reduce damages by a percentage that relates to the plaintiff’s level of fault. This rule can be challenging to litigate; the assignment of slight or gross negligence involves a lot of complexity. That is why it is important to have a good attorney representing you in a car accident, especially one where fault is not clear cut and substantial injuries are involved.

South Dakota Car Accident Statute of Limitations

The statute of limitations for filing a personal injury lawsuit in this state is three years. For injury to personal property, the statute of limitations is six years. If you have a loved one killed in an accident, the statute of limitations to file a wrongful death lawsuit is three years. This means you must file the suit within three years of the death of the person.

Auto Insurance Requirements for South Dakota

If you drive in this state, you are required to have a minimum level of car insurance. The minimum coverage required here is:

  • $25,000 in bodily injury for each person in each accident
  • $50,000 in bodily injury for every person in each accident
  • $25,000 for property damage liability
  • $25,000 and $50,000 uninsured motorist coverage

You are not required to carry additional coverage including comprehensive and collision.

Other South Dakota Driving Laws

As of 2014, a South Dakota Senate committee passed a bill that would ban texting and driving. It would have a $100 fine for a violation. However, many cities and towns in South Dakota already have a ban on texting and driving. South Dakota law also requires drivers to call police for any accidents with injuries or property damage above $1000.

South Dakota Accident Resources

Have you been in a car accident in South Dakota? It is always a stressful time when you are in a serious accident involving death or serious injury. Please use the below resources to help you get back on your feet after the accident.