August 11, 2017
“INSURANCE COMPANY NAME”
123 lala Avenue
Los Angeles, CA 90010
- (XXX) XXX. XXXX
- (XXX) XXX-XXXX
HINT: Having all of the insurance companies info; i.e. address, adjuster name, etc lets them know that you are organized and on top of things! Also, it lets them know that you know where to serve a lawsuit if need be.
SENT VIA FACSIMILE TO (xxx) xxx-xxxx
RE: Your Insured: David Doe
Claimant: Johnny Appleseed
Claim Number: XXX-XXXXXX
Date of loss: September 1, 2016
Settlement Demand: $25,000.00
Expiration of Demand: September 11, 2017 by 5:00 PM
SUBJECT: Settlement Offer: All Rights Reserved Pursuant to Evidence Code Sections 1152 and 1154
Dear (“adjuster name”) and “XYZ Insurance Company”,
This letter shall serve as a representation of damages I sustained after your insured crashed into me at a high rate of speed on September 1, 2016. (insert date of accident here).
FACTS REGARDING LIABILITY
HINT: Writing a small paragraph regarding liability will help the insurance company remember that the accident is 100% their insured’s fault and that they are liable for your injuries and damages and you must be compensated for your loss.
No issue of liability surfaces in this matter: On, (insert date of accident) your insured ran a red light and T-boned me as I was lawfully traveling through the intersection at Apple and Cherry Avenue in Los Angeles California . The impact caused thousands of dollars in property damage and injuries to my person and psyche.
HINT: Always put the accident location so the insurance company and adjuster know you’re familiar with the area and so they can locate it on a map it will almost always help your position with respect to liability.
BODILY INJURY AND MEDICAL TREATMENT
HINT: A section including the injuries you sustained in the accident and a brief description of the doctors or hospitals you visited throughout treatment lets the insurance company and adjuster know that you were injured and required medical treatment. You will attach your medical bills/reports to the demand so you can prove your damages which the insurance company is required to pay by law.
Immediately after the accident I attempted to relieve my ailments via the use of home remedies such as Advil and Tylenol. Unfortunately these methods failed to substantially resolve my back, neck, and shoulder pain, and at this time, I decided to seek professional medical attention for my injuries.
HINT: This helps the insurance company see that you were actually injured. Additionally, if you didn’t feel any pain right after the crash (which is normal due to shock,) this helps the insurance company understand that you began feeling your injuries a week or 2 after the accident (extremely common in auto accidents).
On (insert date you first saw medical provider/doctor) I saw Dr. XYZ due my persistent complaints of pain throughout my body. Dr. XYZ examined me and told me that I sustained injuries to my neck, back, and shoulder in the crash. Dr. XYZ told me to return to his office 2-3 times per week until my pain is resolved.
HINT: Putting the doctors recommendation in your demand lets the insurance company or adjuster know that the doctor prescribed you a course of treatment and that you’re not going to the doctor for no reason or to attempt to build up your claim.
On (insert date you returned to Dr.) I returned to Dr. XYZ for treatment of my injuries and ongoing pain in my back, neck, and shoulders. At this time he examined me and found that I need an MRI to better evaluate the internal damage done to my spine in the crash.
HINT: If the doctor prescribes an MRI, make sure you get it. If you don’t the insurance adjuster may think you were uninjured because you didn’t follow the doctors recommendations.
Determining Liability After An Accident With a Government Vehicle Being in a car accident is an unfortunate event. It involves medical and legal issues, especially during the aftermath. This scenario is twice as troubling when it includes an accident with a government...
There are approximately six million car accidents per year, an average of more than 16,000 every day. If you've been injured in a car accident there are a number of things you'll want to do in order to ensure a fair car accident settlement. Here, we'll dive deeper...
Car accidents can happen in mere seconds but they can turn your life inside out. Many accidents are minor and only cause minor and soft tissue injuries and property damages. But if you have anything more than minor injuries, you probably should consider filing a car...
I Was Rear Ended - Now What? Even the best drivers find themselves involved in an accident. No matter how defensively you might drive, there is little you can do to prevent a rear-end collision. Often attributed to distracted driving, inattentiveness and excessive...
Knee injuries commonly occur in car accidents. When a vehicle hits your car, your lower legs can get crushed, twisted or bent unnaturally, which can cause serious knee injuries. What kind of settlement can you expect for a knee injury? Below is detailed information....
An insurance company demand letter is a correspondence, usually written by a lawyer representing an injured party in a car accident, demanding payment or some other action be taken. If you need to write an insurance company demand letter, ideally, you have an attorney...
Common Questions to Expect During a Car Accident Deposition A car accident deposition can be a stressful and confusing process for those unfamiliar with the legal system. A deposition is essentially a question-and-answer proceeding in which a witness testifies under...
Maybe you'd heard the adage, "A person is only as good as their word." Unfortunately, though, a person’s word may not always be as reliable as you might hope. When negligent drivers cause accidents, the resulting injuries, property damage, and legal fallout is...
Tire Blowout Accident Settlement - What You Need To Know Tire blowouts frightening when they happen, but they are a fairly common occurrence. Sometimes a when your tire blows, it leads to a car accident. These types of accidents happen frequently enough to injure or...