Car Insurance Requirements in Nevada
In most Nevada car accidents, insurance coverage is a part of the process. So you need to know the state’s car insurance requirements and related rules that may affect your claim.
Nevada auto accident laws states that you must carry auto insurance with the following minimums:
- $25,000 for bodily injury or death of a person in an accident
- $50,000 for total bodily injury or death of a person in an accident
- $20,000 for property damage per auto accident
Note that uninsured motorist coverage is not required in this state. But it can shield you and your passengers if the other driver has no insurance.
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Nevada Dram Shop Law
There is a modified Dram Shop Law in Nevada. This law refers to the liability of bars, hotels, nightclubs, and private social hosts who give alcohol to patrons. If a patron injures or kills someone in an auto accident while intoxicated, the host or commercial establishment risks liability.
A private social host is the host of a private event, such as a birthday, where alcohol is served but is not for profit.
Can I Sue In Nevada If The Other Driver Was At Fault?
Yes. Nevada auto accident law allows you to file a lawsuit for damages sustained in a car accident against the at-fault driver. However, most auto accident cases resolve without a lawsuit. Your car accident lawyer needs to contact the at-fault driver’s insurance company. They could negotiate a settlement that covers your:
- Medical costs
- Lost earnings
- Lost earning capacity
- Pain and suffering, if applicable
However, you must prove that the other driver was at fault to be eligible for compensation. It is important after the accident to collect as much evidence as you can.
For example, take pictures of your property damages and injuries, and go to the doctor as soon as you can after the crash. Never skip a doctor’s appointment, either; the other side will argue you are not really injured. And be sure that you document everything that occurred during the crash.
Nevada Car Accident Resources
After a car accident, you will probably feel a lot of stress and anxiety. It can be overwhelming to handle everything that you need to do in this situation. Below are some accident resources and tips to keep in mind after an accident in Nevada.
- Remember to file a Report of Traffic Accident within 10 days if the accident was not handled by law enforcement and the amount of damages was more than $750. It also is required if the accident had injuries or death, but it would be rare for the police to not investigate such an accident.
- Determining what your personal injury case could be worth is very important in the decision to file or not. Get a complimentary case evaluation today with Lawsuit Info Center today to decide if you want to file a claim or lawsuit.
- If you have whiplash from your Nevada car accident, it is very important for it to be documented as completely as possible from the day of injury. Soft tissue injuries such as whiplash are very painful but more difficult to see than ‘hard’ injuries such as broken bones. Having the injuries fully documented by a medical professional from the start will help your claim. Here are some more tips about making a whiplash personal injury claim.
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Should I File an Auto Insurance Claim?
If you are in a serious car accident in Nevada, especially with injuries and/or multiple vehicles, you should always call your insurance company to file a claim. Also state law requires you to file a police report if there are injuries and/or property damage of $750 or more.
While you need to file an auto insurance claim for serious accidents, there are cases that do not warrant this. If you’re in a one-car accident and you are not hurt, you do not need to file a claim. If there is little damage to any vehicle in the accident, you may not need to file a claim.
Get Legal Help For Your Nevada Car Accident Claim
If you were in a Nevada auto accident, you need to report the accident right away and seek medical attention. If the other driver was at fault, taking legal action is an option to consider.
Lawsuit Info Center can assist you in finding a skilled personal injury attorney in your region. You could be entitled to compensation for your injuries and damages. Use our website to find an attorney in your area now.
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This state requires you to have $25,000 in bodily injury liability coverage per person, and $50,000 per accident. Also, you must have at least $50,000 in coverage for property damage and $25,000 for uninsured motorist coverage.
Nevada is a fault state, which means the person who was at fault for the accident must pay for any damages or injuries.
The insurance company must pay the claim within 30 days after they accept liability.
You are required to report a car accident in Nevada within 10 days of the crash if anyone was injured or killed, or there was $750 or more to a vehicle or property.