If an Uber or Lyft driver hits you while you’re walking or running, there may be more insurance coverage available than in the standard pedestrian accident settlement. But it depends on whether the driver was working at the time of the accident. Because of their status as independent contractors and the fact that they are driving their own vehicle, proving that they were working is the key.
The best case is the rideshare driver was working at the time. You may be entitled to as much as $1 million in bodily injury coverage in this case. Obviously you must prove the driver caused the accident while they were on duty, but in general, lyft accident payouts and uber accident settlements are higher than the normal car accident settlement because of the higher insurance policies held by these rideshare companies.