Whiplash is a common neck injury after a car accident. However, filing a claim for compensation for this injury can be problematic. Many insurance companies hold the view that whiplash injuries, which cannot be viewed on x-ray, tend to be exaggerated. As a result of this, many insurance companies will start with a very lowball whiplash settlement offer.
The best way to ensure you will get compensated for your whiplash injury is to get to a doctor immediately after the crash if you feel even a twinge of pain or discomfort in your neck or back. Many serious neck and back injuries after a car accident do not produce symptoms for several hours or days after the crash. Make sure to exchange all information with the at fault driver even if you feel fine as a safety measure in case symptoms pop up later.
But the amount of time someone has to file a whiplash claim, legally speaking, is determined by the statute of limitations for auto accident cases in the state where the accident happened. Most states have a 2 year time limit from the date of the accident to file a claim for whiplash or any other injury you may have suffered in the accident. However some states have a 1 year statute of limitations and a few have 3, 4, and even 5+ year time limits to file your car accident settlement.